105 North Dr, Freedom, CA 95019 Property Records

Santa Cruz County property record for 105 North Dr, Freedom, CA 95019

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,835 sqft · built 1952
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Aug 2001)
Tax Bill	$8,257 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-542-02`

Property Details

APN / Parcel Number

Primary APN	`049-542-02`
Alternative APN	`049-542-02-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,835 sqft Living Area
Gross Area	2,192 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 NORTH DR
City	FREEDOM
State	CA
Zip	95019-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	COX 01 75
Legal Lot Number	23
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2005
Census Tract	110700

Owner

105 North Dr is owned and occupied by two individuals who bought it in August 2001.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 NORTH DR, FREEDOM, CA 95019-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2001 · Amount on File
Deed Sale	Aug 9, 2001 · Amount on File
Deed Document Number	200149916
Prior Transfer Date	Oct 5, 1999
Prior Transfer Doc	0000065711
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 NORTH DR, FREEDOM, CA 95019-2736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041289
Date	Dec 30, 2019
Instrument	2019-0041289

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 NORTH DR, FREEDOM, CA 95019-2736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NORTH DR, FREEDOM, CA 95019-2736

Mortgage

Document Number	0000000633
Date	Jan 6, 2021
Instrument	2021-0000633

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 105 North Dr was $8,257.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,448 (+2%) Land $336,029 Building $251,419
2025	$8,257.00	$575,930 Land $329,440 Building $246,490
2023	$7,289.00 (+2.65%)	$553,566 Land $316,648 Building $236,918	$505,800
2022	$7,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 North Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 North Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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