105 New Jersey Ave E, Gilbert, MN 55741 Property Records

St. Louis County property record for 105 New Jersey Ave E, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 572 sqft · built 1955
Lot Size	0.089 acres (3,909 sqft)
Owner	Individual Name on File
Last Sale	$49,500 (Apr 2008)
Tax Bill	$440 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-0020-01620`

Property Details

APN / Parcel Number

Primary APN	`060-0020-01620`
Alternative APN	`864014`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Stories	1 Story
Building Area	572 sqft Gross Area
1st Floor Area	572 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,909 sqft (0.089 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	864014
Street Address	105 NEW JERSEY AVE E
City	GILBERT
State	MN
Zip	55741-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 AND W 4 FT OF LOT 14 SERIAL #
Legal Subdivision	GILBERT 1ST ADD TO THE TOWNSIT
Legal Block	7
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1014
Census Tract	13500

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 353, GILBERT, MN 55741-0353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 7, 2008 · Amount on Record
Deed Sale	Apr 7, 2008 · Amount on Record
Deed Document Number	20081077604
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0001058977
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	105 NEW JERSEY AVE E, GILBERT, MN 55741-5017
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001430082
Date	Nov 16, 2021
Instrument	1430082

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$440.00 (-1.79%) Homeowner's exemption
2025	$448.00 (-5.49%) Homeowner's exemption	$90,900 (+25.73%) Land $5,600 Building $85,300	$90,900 (+25.73%) Land $5,600 Building $85,300
2024	$474.00	$72,300 (+22.34%) Land $4,500 Building $67,800	$72,300 (+22.34%) Land $4,500 Building $67,800
2022		$59,100 Land $3,700 Building $55,400	$59,100 Land $3,700 Building $55,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20