105 Nelson Cir, Saint Paul, NE 68873 Property Records

Howard County property record for 105 Nelson Cir, Saint Paul, NE 68873

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,131 sqft · built 2019
Lot Size	0.268 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Jun 2020)
Tax Bill	$387 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2917-00-0-11015-000-0790`

Property Details

APN / Parcel Number

Primary APN	`2917-00-0-11015-000-0790`
Alternative APN	`471005572`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,131 sqft
Basement Area	1,131 sqft
Finished Basement	1,131 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,700 sqft (0.268 acres)
Garage Type	Attached
Garage Area	625 sqft
Driveway	Driveway
Driveway Area	798 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	105 NELSON CIR
City	SAINT PAUL
State	NE
Zip	68873-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE FAMILY
Legal Description	LOT 28 KELLY'S FIRST ADD ST PAUL
Legal Subdivision	KELLY'S FIRST ADD
Legal Lot Number	28
Jurisdiction	HOWARD NE
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3087
Census Tract	970600

Owner

105 Nelson Cir is owned and occupied by an individual who bought it in June 2020.

Source: Howard County records, as of March 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	105 NELSON CIR, SAINT PAUL, NE 68873-2235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITYABLE BANK
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage EQUITYABLE BANK
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage EQUITYABLE BANK
Jun 3, 2019	Warranty Deed, Transfer
Nov 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Document Number	2020-00803
Deed Book / Page	20 / 3424
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	105 NELSON CIR, SAINT PAUL, NE 68873-2235
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20/3425
Date	Jun 15, 2020
Book Page	20/3425
Instrument	2020-00804

Lender

Name	EQUITYABLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Jun 15, 2020
Property Address	105 NELSON CIR, SAINT PAUL, NE 68873-2235
Document Number	00020/3424
Book / Page	20 / 3424
Instrument Date	Jun 10, 2020
Instrument	2020-00803
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	DYORACEK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	20/3425
Date	Jun 15, 2020
Book Page	20/3425
Instrument	2020-00804

Lender

Name	EQUITYABLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Jun 15, 2020
Property Address	105 NELSON CIR, SAINT PAUL, NE 68873-2235
Document Number	00020/3424
Book / Page	20 / 3424
Instrument Date	Jun 10, 2020
Instrument	2020-00803
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	DYORACEK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	00020/3425
Date	Jun 15, 2020
Book Page	20/3425
Instrument	2020-00804

Lender

Name	EQUITYABLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Jun 3, 2019
Property Address	105 NELSON CIR, SAINT PAUL, NE 68873-2235
Document Number	00019/2222
Book / Page	19 / 2222
Instrument Date	May 2, 2019
Instrument	2019-00578
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Nov 3, 2017
Property Address	105 NELSON CIR, SAINT PAUL, NE 68873-2235
Document Number	00017/5195
Book / Page	17 / 5195
Instrument Date	Oct 27, 2017
Instrument	2017-01386
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 105 Nelson Cir was $387 with a homeowner's exemption, down 3% from the year before.

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Municipality	St. Paul City
Unified School District	St. Paul Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$387.00 (-3.01%) Homeowner's exemption	$259,443 (+8.07%) Land $27,550 Building $231,893	$259,443 (+8.07%) Land $27,550 Building $231,893
2024	$399.00 (-89.51%) Homeowner's exemption	$240,068 (+11.98%) Land $27,550 Building $212,518	$240,068 (+11.98%) Land $27,550 Building $212,518
2023	$3,804.00	$214,393 Land $27,550 Building $186,843	$214,393 Land $27,550 Building $186,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Nelson Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Nelson Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST PAUL serves 2,416 people · EPA ID NE3109306
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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