105 NE 18th Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 105 NE 18th Ter, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2008)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11206-005-000`

Property Details

APN / Parcel Number

Primary APN	`11206-005-000`
Alternative APNs	`00968400000` `1082058`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Driveway	Driveway
Driveway Area	347 sqft
Porch	Slab
Porch Area	108 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	105 NE 18TH TER
City	GAINESVILLE
State	FL
Zip	32641-5833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LAKE ROAD ESTATES PB D-21 LOT 5 BK A OR 3842/0433
Legal Range	20E
Legal Township	10S
Legal Section	03
Legal Subdivision	LAKE ROAD ESTATES
Legal Lot Number	5
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3021
Census Tract	600

Owner

Source: Alachua County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 NE 18TH TER, GAINESVILLE, FL 32641-5833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 19, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 22, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2008 · Amount on Record
Deed Sale	Nov 21, 2008 · Amount on Record
Prior Sale	Mar 28, 2007 · Amount on Record
Deed Document Number	20082468848
Deed Book / Page	3842 / 433
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	105 NE 18TH TER, GAINESVILLE, FL 32641-5833
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NE 18TH TER, GAINESVILLE, FL 32641-5833

Mortgage

Document Number	0050382492
Date	Sep 20, 2022
Book Page	5038/2492
Instrument	3446336

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	105 NE 18TH TER, GAINESVILLE, FL 32641-5833
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NE 18TH TER, GAINESVILLE, FL 32641-5833

Mortgage

Document Number	0049970706
Date	Apr 19, 2022
Book Page	4997/706
Instrument	3413563

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALACHUA FL
Property Address	105 NE 18TH TER, GAINESVILLE, FL 32641-5833
Document Number	0048001837
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NE 18TH TER GAINESVILLE FL 326415833, GAINESVILLE, FL 32641-5833

Mortgage

Document Number	0048001837
Date	Aug 5, 2020
Book Page	004800/001837
Instrument	3275012

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00 (+4.93%) Homeowner's exemption	$86,515 (+5.99%)	$183,459 (+14.47%) Land $20,000 Building $203,459
2024	$1,075.00 (+4.07%)
2023	$1,033.00 (+2.38%) Homeowner's exemption Senior Citizen's exemption	$81,628 (+3%)	$160,270 (+16.51%) Land $13,000 Building $147,270
2022	$1,009.00 Homeowner's exemption	$79,250	$137,558 Land $13,000 Building $124,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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