105 N Summit St, Ypsilanti, MI 48197 Property Records

Washtenaw County property record for 105 N Summit St, Ypsilanti, MI 48197

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,785 sqft · built 1924
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2003)
Tax Bill	$4,969 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-11-40-162-020`

Property Details

APN / Parcel Number

Primary APN	`11-11-40-162-020`
Alternative APN	`1140162020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,785 sqft Living Area
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Porch	Slab
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	105 N SUMMIT ST
City	YPSILANTI
State	MI
Zip	48197-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CN-MID
Legal Description	OLD SID - 11 11-175-066-00 YP CITY 21W-93 LOT 66 CROSS & BAGLEY'S ADDITION.
Legal Range	07E
Legal Township	03S
Legal Section	40
Legal Subdivision	CROSS & BAGLEY'S ADD
Legal Block	162
Legal Lot Number	66
Jurisdiction	WASHTENAW MI
Township / Civil Division	YPSILANTI
Census Block Group	1
Census Block	1005
Census Tract	410300

Owner

105 N Summit St is owned and occupied by two individuals who acquired it in August 2013.

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 N SUMMIT ST, YPSILANTI, MI 48197-2736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF MICHIGAN CU
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2003 · Amount on File
Deed Sale	Oct 1, 2003 · Amount on File
Deed Document Number	20035485443
Deed Book / Page	4319 / 288
Last Transfer Date	Aug 5, 2013
Transfer Doc	0006162346
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	105 N SUMMIT ST, YPSILANTI, MI 48197-2736
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 N SUMMIT ST, YPSILANTI, MI 48197-2736

Mortgage

Document Number	0006626755
Date	Dec 8, 2021
Book Page	5459/904
Instrument	6626755

Lender

Name	UNIVERSITY OF MICHIGAN CU
Type	Credit Union
Address	ANN ARBOR, MI 48104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	105 N SUMMIT ST, YPSILANTI, MI 48197-2736
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006600070
Date	Jul 6, 2021
Book Page	5433/252
Instrument	6600070

Lender

Name	UNIVERSITY OF MICHIGAN CU
Type	Credit Union
Address	ANN ARBOR, MI 48104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 105 N Summit St was $4,969 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
Municipality	Ypsilanti City
Unified School District	Ypsilanti Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,500	$327,000
2025	$4,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 N Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 105 N Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YPSILANTI COMMUNITY UTILITY AUTHORITY serves 53,988 people · EPA ID MI0007260
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile.

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