Jefferson County and Le Ray Town property record for 105 N Main St, Black River, NY 13612
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,341 sqft · built 1812 |
| Lot Size | 0.094 acres (4,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,500 (May 2014) |
| Tax Bill | $3,623 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance Jul 2025 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 224001 75.56-2-25 |
| Primary APN | 224001 75.56-2-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,341 sqft Living Area |
| 1st Floor Area | 1,561 sqft |
| 2nd Floor Area | 780 sqft |
| Year Built | Built 1812 |
|---|---|
| Effective Year Built | Effective 1812 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,134 sqft (0.094 acres) |
| Lot Dimensions | 78 ft deep x 53 ft wide |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 224001 75.56-2-25 |
|---|---|
| Street Address | 105 N MAIN ST |
| City | BLACK RIVER |
| State | NY |
| Zip | 13612-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | LE RAY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 61102 |
105 N Main St is owned and occupied by two individuals who bought it in May 2014.
Source: Jefferson County and Le Ray Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 N MAIN ST, BLACK RIVER, NY 13612-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU |
| Jul 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2014 · Amount on File |
| Deed Sale | May 15, 2014 · Amount on File |
| Prior Sale | Aug 5, 2010 · Amount on File |
| Deed Book / Page | 2014 / 6133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 105 N MAIN ST, BLACK RIVER, NY 13612-2109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016076 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-00016076 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 105 N MAIN ST, BLACK RIVER, NY 13612-2109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010772 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 2025-00010772 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2035 |
The 2026 property tax bill for 105 N Main St was $3,623 with exemptions applied, up 7.4% from the year before.
Source: Jefferson County and Le Ray Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Le Ray Town |
| Municipality | Black River Village |
| Unified School District | Carthage Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,623.00 (+7.41%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $3,373.00 | $199,800 Land $14,300 Building $185,500 | $199,800 Land $14,300 Building $185,500 |
| 2023 | $180,000 Land $14,300 Building $165,700 | $191,489 Land $15,213 Building $176,276 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 105 N Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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