105 N Commerce St, Culpeper, VA 22701 Property Records

Culpeper County property record for 105 N Commerce St, Culpeper, VA 22701

Property Summary

Property Type	Commercial
Details	0.5 ba · 5,846 sqft · built 1923
Lot Size	0.077 acres (3,350 sqft)
Owner	Individual Name on File
Last Sale	$743,000 (Jun 2026)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-A2-1-U1-3`

Property Details

APN / Parcel Number

Primary APN	`41-A2-1-U1-3`
Alternative APN	`5443`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,846 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	3,350 sqft (0.077 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5443
Street Address	105 N COMMERCE ST
City	CULPEPER
State	VA
Zip	22701-3033
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M1
Legal Description	COMMERCE ST LONG BLDG
Jurisdiction	CULPEPER VA
Township / Civil Division	EAST FAIRFAX
Census Block Group	2
Census Block	2028
Census Tract	930400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Culpeper Historic District listed 1987 · 130 contributing resources · NRIS 87001809

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 N Commerce St, a commercial property, is owned by an individual who bought it in June 2026.

Source: Culpeper County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1327 LAKE CLAY DR, LAKE PLACID, FL 33852-6987
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 28, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 16, 2026	Contract Sale, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Deed Document Number	20263252
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	0000002783
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CULPEPER VA
Recording Date	Jul 20, 2026
Property Address	105 N COMMERCE ST, CULPEPER, VA 22701-3033
Document Number	0000003939
Instrument Date	Jun 20, 2026
Instrument	20263939
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$84,273.39
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1014 SALT MEADOW LN, MC LEAN, VA 22101-2028

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CULPEPER VA
Recording Date	May 28, 2026
Property Address	105 N COMMERCE ST, CULPEPER, VA 22701-3033
Document Number	0000002783
Instrument Date	May 28, 2026
Instrument	20262783
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 LAKE CLAY DR, LAKE PLACID, FL 33852-6987

June 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CULPEPER VA
Recording Date	Jun 16, 2026
Property Address	105 N COMMERCE ST, CULPEPER, VA 22701-3033
Document Number	0000003252
Instrument Date	Apr 3, 2024
Instrument	20263252
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$75,043.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 105 N Commerce St was $1,065, down 12.6% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (-12.56%)	$247,700 Land $80,000 Building $167,700	$247,700 Land $80,000 Building $167,700
2024	$1,218.00 (+14.37%)
2023	$1,065.00	$231,700 Land $80,000 Building $151,700	$231,700 Land $80,000 Building $151,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 N Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 N Commerce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: AT&T, Glo Fiber, T-Mobile.

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