105 Mountaintop Ave, Hayward, CA 94544 Property Records

Alameda County property record for 105 Mountaintop Ave, Hayward, CA 94544

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 1,547 sqft · built 2022
Lot Size	0.06 acres (2,656 sqft)
Owner	Individual Name on Record
Last Sale	$1,110,000 (Aug 2023)
Tax Bill	$13,571 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454-20-91`

Property Details

APN / Parcel Number

Primary APN	`454-20-91`
Alternative APN	`454-0020-091-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Wood
Lot Area	2,656 sqft (0.06 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	105 MOUNTAINTOP AVE
City	HAYWARD
State	CA
Zip	94544-6771
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1001
Census Tract	437500

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 MOUNTAINTOP AVE, HAYWARD, CA 94544-6771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Grant Deed, Transfer · Conventional Mortgage CEFCU
Aug 12, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	2023092160
Record Updated	Jun 8, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 14, 2023
Property Address	GADING RD, HAYWARD, CA 94544
Document Number	0000092160
Map Reference	MB 359 PG 91-95
Instrument Date	Aug 11, 2023
Instrument	2023092160
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,656.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	105 MOUNTAINTOP AVE, HAYWARD, CA 94544-6771

Mortgage

Document Number	0000092161
Date	Aug 14, 2023
Instrument	2023092161

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

August 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 12, 2022
Property Address	GADING RD, HAYWARD, CA 94544
Document Number	0000142219
Map Reference	MB 359 PG 91-95
Instrument Date	Aug 1, 2022
Instrument	2022142219
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,801.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 MOUNTAINTOP AVE, HAYWARD, CA 94544-6771

Mortgage

Document Number	0000142220
Date	Aug 12, 2022
Instrument	2022142220

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,571.00 (+8.46%) Homeowner's exemption	$1,132,200 (+10.95%) Land $339,660 Building $792,540
2023	$12,513.00 (+174.89%)	$1,020,500 (+175.69%) Land $306,000 Building $714,500
2022	$4,552.00	$370,158 Land $370,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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