Grayson County property record for 105 Morton Dr, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,669 sqft · built 1960 |
| Lot Size | 0.682 acres (29,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73A3-3-25 |
| Primary APN | 73A3-3-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,669 sqft Living Area |
| Gross Area | 3,919 sqft |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 1,669 sqft |
| Unfinished Basement | 1,669 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 29,712 sqft (0.682 acres) |
| Terrain | Rolling |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5194 |
|---|---|
| Street Address | 105 MORTON DR |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-3822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | LOTS 73A3-3-25 |
| Legal Subdivision | RUTH L MORTON PROP |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 60201 |
Source: Grayson County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 MORTON DR, INDEPENDENCE, VA 24348-3822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Aug 24, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2021 |
| Transfer Doc | 0000001872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 105 MORTON DR, INDEPENDENCE, VA 24348-3822 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000687/919 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 687/919 |
| Instrument | 230001969 |
| Name | EMM LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 105 MORTON DR, INDEPENDENCE, VA 24348-3822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000674/543 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 674/543 |
| Instrument | 220001859 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 105 MORTON DR, INDEPENDENCE, VA 24348-3822 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210002331 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 210002331 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Aug 24, 2021 |
| Property Address | 105 MORTON DR, INDEPENDENCE, VA 24348-3822 |
| Document Number | 210001872 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 210001872 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 MORTON DR, INDEPENDENCE, VA 24348-3822 |
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Municipality | Independence Town |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $780.00 (+7.44%) | $134,600 (-) Land $11,000 Building $123,600 | $134,600 (-) Land $11,000 Building $123,600 |
| 2023 | $726.00 | $134,600 Land $11,000 Building $123,600 | $134,600 Land $11,000 Building $123,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF INDEPENDENCE serves 971 people · EPA ID VA1077335 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Lingo Networks Fiber | 1,000 / 1,000 |
| GigaBeam Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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