105 Millpoint Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 105 Millpoint Dr, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 698 sqft · built 1998
Lot Size	1.88 acres (81,959 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2024)
Tax Bill	$6,240 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`70-03-16-480-005`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-480-005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	698 sqft Living Area
1st Floor Area	698 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Lot Area	81,959 sqft (1.88 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 MILLPOINT DR
City	SPRING LAKE
State	MI
Zip	49456-1681
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFR-B
Legal Description	UNIT 5 NEW MILL POINT CONDOMINIUM, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 1084 PAGES 459-502 OTTAWA COUNTY CONDO SUB PLAN NO 85 SEC 16 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	16
Legal Subdivision	OTTAWA COUNTY CONDO SUB
Legal Block	480
Legal Unit	5
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2011
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 DOUGLAS CT, SPRING LAKE, MI 49456-1927
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	202421819
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 6, 2023
Property Address	105 MILLPOINT DR, SPRING LAKE, MI 49456-1681
Document Number	20230005131
Map Reference	LB 1084 PG 459
Instrument Date	Mar 1, 2023
Instrument	2023-0005131
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3449 S CARR RD, FRUITPORT, MI 49415-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3449 S CARR RD, FRUITPORT, MI 49415-9726

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	105 MILLPOINT DR, SPRING LAKE, MI 49456-1681
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210033711
Date	Jun 30, 2021
Instrument	2021-0033711

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	105 MILLPOINT DR, SPRING LAKE, MI 49456-1681
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MILLPOINT DR, SPRING LAKE, MI 49456-1681

Mortgage

Document Number	20220005188
Date	Feb 8, 2022
Instrument	2022-0005188

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 15, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,700 (+16.86%)	$245,400 (+16.86%)
2025	$6,240.00 (+98.92%)	$105,000 (+7.25%)	$210,000 (+7.25%)
2023		$97,900	$195,800
2022	$3,137.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1986–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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