105 Mill St, Andover, OH 44003 Property Records

Ashtabula County property record for 105 Mill St, Andover, OH 44003

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 2,428 sqft · built 1900
Lot Size	0.283 acres (12,327 sqft)
Owner	Individual Name on File
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-013-40-041-00`

Property Details

APN / Parcel Number

Primary APN	`02-013-40-041-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,428 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	12,327 sqft (0.283 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	6 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	695 sqft
Pole Barn	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	105 MILL ST
City	ANDOVER
State	OH
Zip	44003-6506
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	26 E M MILL ST
Jurisdiction	ASHTABULA OH
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3007
Census Tract	1301

Owner

105 Mill St, a duplex, is owned and occupied by an individual.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	105 MILL ST, ANDOVER, OH 44003-6506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Dec 31, 2020
Property Address	105 MILL ST, ANDOVER, OH 44003-6506
Document Number	0000013743
Book / Page	727 / 1732
Instrument Date	Dec 29, 2020
Instrument	202000013743
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MILL ST, ANDOVER, OH 44003-6506

Mortgage

Document Number	0007271736
Date	Dec 31, 2020
Instrument	727/1736

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 105 Mill St was $1,519.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Andover Township
Municipality	Andover Village
Unified School District	Pymatuning Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00	$24,990 Land $5,950 Building $19,040	$71,400 Land $17,000 Building $54,400
2023	$1,057.00 (+31.96%) Homeowner's exemption	$24,990 (+37.53%) Land $5,950 Building $19,040	$71,400 Land $17,000 Building $54,400
2022	$801.00 Homeowner's exemption	$18,170 Land $4,590 Building $13,580
2020			$51,900 Land $13,100 Building $38,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER-CAMPLANDS WATER serves 6,009 people · EPA ID OH0400212
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	ANDOVER VILLAGE PWS
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20