105 Midway Dr, Grandy, NC 27939 Property Records

Currituck County property record for 105 Midway Dr, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,675 sqft · built 1987
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,435,000 (Jul 2022)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`9922-30-6242`

Property Details

APN / Parcel Number

Primary APN	`9922-30-6242`
Alternative APNs	`107B00C00090009` `000137396` `000164844` `9922-30`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,675 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	15 ft deep x 10.2 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000164844
Street Address	105 MIDWAY DR
City	GRANDY
State	NC
Zip	27939-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 9 BLOCK C SECTION 9 PART 2 WALNUT ISLAND
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	C
Legal Lot Number	9
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1009
Census Tract	110401

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 MIDWAY DR, GRANDY, NC 27939-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
May 15, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 28, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 18, 2017	Warranty Deed, Transfer · Construction Mortgage AUBREY D JR DOWDY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	2022377583
Deed Book / Page	1704 / 246
Prior Transfer Date	Aug 12, 2005
Prior Transfer Doc	0008890513
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	105 MIDWAY DR, GRANDY, NC 27939-9766
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MIDWAY DR, GRANDY, NC 27939-9766

Mortgage

Document Number	0017280448
Date	Mar 21, 2023
Book Page	1728/448
Instrument	381921

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	105 MIDWAY DR, GRANDY, NC 27939-9766
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MIDWAY DR, GRANDY, NC 27939-9766

Mortgage

Document Number	0017700652
Date	May 15, 2024
Book Page	1770/652
Instrument	389092

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2064

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 28, 2022
Property Address	105 MIDWAY DR, GRANDY, NC 27939-9766
Document Number	0017040246
Book / Page	1704 / 246
Instrument Date	Jul 6, 2022
Instrument	377583
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 DRY RIDGE RD, ELIZABETH CITY, NC 27909-7171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MIDWAY DR, GRANDY, NC 27939-9766

Mortgage

Document Number	0000377584
Date	Jul 28, 2022
Instrument	377584

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 18, 2017
Property Address	105 MIDWAY DR, GRANDY, NC 27939-9766
Document Number	0014060857
Book / Page	001406 / 000857
Instrument Date	May 16, 2017
Instrument	329081
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 DRY RIDGE RD ELIZABETH CITY NC 279097171, ELIZABETH CITY, NC 27909-7171

Mortgage

Document Number	14060859
Date	May 18, 2017
Book Page	001406/000859
Instrument	329082

Lender

Name	AUBREY D JR DOWDY
Address	PO BOX 678, GRANDY, NC 27939-0678

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2018

Mortgage

Document Number	14060863,
Date	May 18, 2017
Book Page	001406/000863
Instrument	329083

Lender

Name	AUBREY D SR & GLORIA W DOWDY
Address	PO BOX 678, GRANDY, NC 27939-0678
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2018

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,380.00 (+0.66%)	$179,900 (-) Land $30,500 Building $149,400
2024	$1,371.00 (+9.33%)	$179,900 (-) Land $30,500 Building $149,400
2023	$1,254.00 (+60.56%)	$179,900 (-) Land $30,500 Building $149,400	$179,900 (-) Land $30,500 Building $149,400
2022	$781.00	$179,900 Land $30,500 Building $149,400	$179,900 (-) Land $30,500 Building $149,400
2021			$179,900 Land $30,500 Building $149,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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