James City County property record for 105 Mid Ocean, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,569 sqft · built 2000 |
| Lot Size | 0.645 acres (28,096 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (Aug 2021) |
| Tax Bill | $6,045 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2 04-0-0002 |
| Primary APN | 36-2 04-0-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,569 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 28,096 sqft (0.645 acres) |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 417 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10343 |
|---|---|
| Street Address | 105 MID OCEAN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-8414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-2 S-3B FORD'S COLONY |
| Legal Subdivision | FORDS COLONY |
| Legal Lot Number | 2 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 80207 |
105 Mid Ocean is owned and occupied by an individual who bought it in August 2021.
Source: James City County records, as of May 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI NATIONSTAR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on File |
| Deed Sale | Aug 12, 2021 · Amount on File |
| Prior Sale | May 25, 2006 · Amount on File |
| Deed Document Number | 202116507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 12, 2021 |
| Property Address | 105 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 210016507 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 210016507 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 210016508 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 210016508 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 105 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 0000012055 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 105 MID OCEAN WILLIAMSBURG VA 231888414, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 0000012055 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 12055 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779,000 Land $133,000 Building $646,000 | $779,000 Land $133,000 Building $646,000 | |
| 2024 | $6,045.00 (+19.8%) | ||
| 2023 | $5,046.00 | $608,000 Land $98,600 Building $509,400 | $608,000 Land $98,600 Building $509,400 |
| 2022 | $5,046.00 | ||
| 2019 | $3,691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Mid Ocean in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Mid Ocean is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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