105 Michael St, La Joya, TX 78560 Property Records

Hidalgo County property record for 105 Michael St, La Joya, TX 78560

Property Summary

Property TypeCommercial Office
Details2 ba · 3,044 sqft · built 1974
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on Record
Deeds & MortgagesOct 2019 Mortgage
APNS220000001000705

Property Details

APN / Parcel Number

Primary APNS220000001000705
Alternative APNs
  • R498732
  • 498732

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,044 sqft Gross Area
1st Floor Area3,044 sqft
FlooringTile

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area20,909 sqft (0.48 acres)
PorchPorch
Porch Area949 sqft
Canopy949 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address105 MICHAEL ST
CityLA JOYA
StateTX
Zip78560-4133
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionSCHUNIORS N210-S520.54-W100 TR 7 SH-1 LOCATED N-LT 1 FELIZ SD #2 0.48AC
Legal SubdivisionSCHUNIORS - SLJ
Legal Tract7
Legal Block1
Legal Lot Number7
JurisdictionHIDALGO TX
Township / Civil DivisionSULLIVAN CITY
Census Block Group1
Census Block1013
Census Tract24208

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address201 E EXPRESSWAY 83, LA JOYA, TX 78560-4001
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2014
Deed SaleMay 15, 2014
Prior SaleApr 14, 2009 · Amount on Record
Deed Document Number20142513698
Prior Transfer DateApr 7, 2009
Prior Transfer Doc0001987927
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address105 MICHAEL ST, LA JOYA, TX 78560-4133
Document Number0003099493
Instrument DateOct 1, 2019
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 N MICHAEL ST HOPKINSVILLE KY 422406707, HOPKINSVILLE, KY 42240-6707

Mortgage

Document Number0003099493
DateMar 19, 2020
Instrument3099493
Lender
NameRIO BK
TypeBank
AddressMCALLEN, TX 78502-4169
Agreement
AmountAmount Recorded
Term60 Months
DueMar 18, 2025

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityLa Joya City
Unified School DistrictLa Joya Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,296 (-1.16%) Land $42,659 Building $131,637$174,296 (-1.16%) Land $42,659 Building $131,637
2025$176,339 (+64.27%) Land $42,659 Building $133,680$176,339 (+64.27%) Land $42,659 Building $133,680
2023Additional exemption filed$107,347 Land $42,659 Building $64,688$107,347 Land $42,659 Building $64,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2020 · Hurricane Hanna
Claims by Event
  • Hurricane Hanna, Jul 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LA JOYA
serves 3,033 people · EPA ID TX1080213
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Coliform assessment
currently in violation since Dec 2023
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Smartcom Telephone, T-Mobile, TWIN, Verizon, VTX Communications.

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