Stanly County property record for 105 Merrifield Dr, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,341 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Sep 2023) |
| Tax Bill | $2,621 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557603425650 |
| Primary APN | 557603425650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,341 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1544690 |
|---|---|
| Street Address | 105 MERRIFIELD DR |
| City | LOCUST |
| State | NC |
| Zip | 28097-9412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 105 MERRIFIELD DR LT 69 THE MEADOWS PH 1 557603143 |
| Legal Subdivision | THE MEADOWS PH 1 |
| Legal Lot Number | 69 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 930801 |
105 Merrifield Dr is owned and occupied by an individual who bought it in September 2023.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 8, 2023 | Warranty Deed, Transfer |
| Jun 20, 2023 | Warranty Deed, Transfer TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Prior Sale | Jun 20, 2023 · Amount on File |
| Deed Document Number | 2023461419 |
| Deed Book / Page | 1831 / 1125 |
| Prior Transfer Date | Jun 26, 2008 |
| Prior Transfer Doc | 0000310584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 105 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000431463 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 1737/1094 |
| Instrument | 431463 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.95% |
| Index | 5-Year CMT |
| Max Rate | 8.95% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 8, 2023 |
| Property Address | 105 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Document Number | 0000461419 |
| Book / Page | 1831 / 1125 |
| Map Reference | MB 18 PG 302 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 461419 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2933 PARKWEST DR, ALBEMARLE, NC 28001-8220 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1177, NORWOOD, NC 28128-1177 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 20, 2023 |
| Property Address | 105 MERRIFIELD DR, LOCUST, NC 28097-9412 |
| Document Number | 0000459005 |
| Book / Page | 1823 / 1657 |
| Map Reference | MB 18 PG 302 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 459005 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $622.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9026 LAURISTON PL, MINT HILL, NC 28227-8989 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 105 Merrifield Dr was $2,621.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,621.00 | $284,988 Land $75,000 Building $209,988 | $284,988 Land $75,000 Building $209,988 |
| 2023 | $2,074.00 (+0.92%) | $190,337 (-) Land $42,000 Building $148,337 | $190,337 (-) Land $42,000 Building $148,337 |
| 2022 | $2,055.00 | $190,337 Land $42,000 Building $148,337 | $190,337 Land $42,000 Building $148,337 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Merrifield Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 105 Merrifield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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