Franklin County property record for 105 Meramec Dr, Saint Clair, MO 63077
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 2,250 sqft · built 2022 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,522 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-8-27.2-0-005-037.000 |
| Primary APN | 29-8-27.2-0-005-037.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Total Area |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 65,340 sqft (1.5 acres) |
| Street Address | 105 MERAMEC DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2914 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT: 1&PT VAC RD FOB SPITFIRELOT 1 & PART OF VACATED PICKLES FORD RD |
| Legal Subdivision | FOB SPITFIRE |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 801000 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 MERAMEC DR, SAINT CLAIR, MO 63077-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK |
| Aug 4, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 |
| Deed Sale | Jan 11, 2022 |
| Deed Document Number | 2200583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 105 MERAMEC DR, SAINT CLAIR, MO 63077-2914 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002211473 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2211473 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 105 MERAMEC DR, SAINT CLAIR, MO 63077-2914 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002309041 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2309041 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,522.00 (+27.09%) | $74,727 (+16.44%) | $393,300 (+16.44%) Land $14,500 Building $378,800 |
| 2023 | $3,558.00 (+7,161.22%) | $64,174 | $337,760 Land $13,000 Building $324,760 |
| 2022 | $49.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (2008–2017) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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