105 Melody Dr, Pooler, GA 31322 Property Records

Chatham County property record for 105 Melody Dr, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2021
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$302,983 (Jan 2022)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-1010F-08-007`

Property Details

APN / Parcel Number

Primary APN	`5-1010F-08-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	258 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	105 MELODY DR
City	POOLER
State	GA
Zip	31322-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 251 HARMONY PHASE 5
Legal Phase	5
Legal Lot Number	251
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2027
Census Tract	10810

Owner

105 Melody Dr is owned and occupied by an individual who bought it in January 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	105 MELODY DR, POOLER, GA 31322-3609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CHATHAM BANK
Jan 25, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COLONY BANK
May 20, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Deed Document Number	2022818
Deed Book / Page	2689 / 521
Prior Transfer Date	May 20, 2021
Prior Transfer Doc	0024140378
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	105 MELODY DR, POOLER, GA 31322-3609
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024140387
Date	Jun 18, 2021
Book Page	0000002414/0000000387

Lender

Name	FIRST CHATHAM BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 25, 2022
Property Address	105 MELODY DR, POOLER, GA 31322-3609
Document Number	0026890521
Book / Page	2689 / 521
Instrument Date	Jan 25, 2022
Instrument	2022-000818
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MELODY DR, POOLER, GA 31322-3609

Mortgage

Document Number	0026890522
Date	Jan 26, 2022
Book Page	0000002689/0000000522

Lender

Name	COLONY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	May 20, 2021
Property Address	105 MELODY DR, POOLER, GA 31322-3609
Document Number	0024140378
Book / Page	2414 / 378
Instrument Date	May 20, 2021
Instrument	2021-007058
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 WHATLEY AVE, SAVANNAH, GA 31404-4540
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 105 Melody Dr was $3,952.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,880 (+4.24%) Land $26,000 Building $155,880	$454,700 (+4.24%) Land $65,000 Building $389,700
2025	$3,952.00 Homeowner's exemption	$174,480 Land $26,000 Building $148,480	$436,200 Land $65,000 Building $371,200
2023		$121,200 (-2.32%) Land $9,800 Building $111,400	$303,000 (-2.32%) Land $24,500 Building $278,500
2022	$4,021.00	$124,080 Land $11,200 Building $112,880	$310,200 Land $28,000 Building $282,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Melody Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Tropical Storm Debby, Aug 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Melody Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Melody Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures