105 McNair Cemetery Rd, Ruby, SC 29741 Property Records

Chesterfield County property record for 105 McNair Cemetery Rd, Ruby, SC 29741

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1978
Lot Size	0.602 acres (26,248 sqft)
Owner	Individual Name on Record
Last Sale	$32,400 (Mar 2022)
Tax Bill	$133 (2025)
Deeds & Mortgages	Mar 2022 Sale & Construction Loan Mar 2022 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`133 000 000 039`

Property Details

APN / Parcel Number

Primary APN	`133 000 000 039`
Alternative APNs	`00017330` `00954993` `954993`

Interior

Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	26,248 sqft
Garage Type	Carport
Garage Area	1,062 sqft
Carport	Carport
Carport Area	1,062 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	00017330
Street Address	105 MCNAIR CEMETERY RD
City	RUBY
State	SC
Zip	29741-7765
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2102
Census Tract	950402

Owner

Source: Chesterfield County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 MCNAIR CEMETERY RD, RUBY, SC 29741-7765
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Personal Representative Deed, Construction Loan · Construction Mortgage CAROLINA BANK & TRUST CO
Mar 7, 2022	Personal Representative Deed, Transfer · Line of Credit CAROLINA BANK & TRUST CO
Mar 22, 2022	Personal Representative Deed, Transfer
Mar 22, 2022	Personal Representative Deed, Construction Loan · Construction Mortgage CAROLINA BANK & TRUST CO
Mar 30, 2020	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	20221305
Deed Book / Page	545 / 621
Prior Transfer Date	Mar 3, 2022
Prior Transfer Doc	000545/621
Record Updated	Sep 20, 2026

March 2022: Personal Representative Deed, Construction Loan

Document Type	Personal Representative Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 22, 2022
Property Address	105 MCNAIR CEMETERY RD, RUBY, SC 29741-7765
Document Number	000545/621
Book / Page	545 / 621
Instrument Date	Mar 3, 2022
Instrument	202200001305
Transaction Type	Construction Loan
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 MCNAIR CEMETERY RD, RUBY, SC 29741-7807

Mortgage

Document Number	202200001306
Date	Mar 22, 2022
Instrument	202200001306

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	182 Months
Due	May 5, 2037

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 7, 2022
Property Address	105 MCNAIR CEMETERY RD, RUBY, SC 29741-7765
Document Number	0000545/69
Book / Page	545 / 69
Instrument Date	Mar 3, 2022
Instrument	202200001051
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 MCNAIR CEMETERY RD, RUBY, SC 29741-7807

Mortgage

Document Number	202200001052
Date	Mar 7, 2022
Instrument	202200001052

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	182 Months
Due	May 5, 2037

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 22, 2022
Property Address	105 MCNAIR CEMETERY RD, RUBY, SC 29741-7765
Document Number	000545/621
Book / Page	545 / 621
Instrument Date	Mar 3, 2022
Instrument	202200001305
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$84.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 MCNAIR CEMETERY RD, RUBY, SC 29741-7807

March 2022: Personal Representative Deed, Construction Loan

Document Type	Personal Representative Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 22, 2022
Property Address	105 MCNAIR CEMETERY RD, RUBY, SC 29741-7765
Document Number	000545/621
Book / Page	545 / 621
Instrument Date	Mar 3, 2022
Instrument	202200001305
Transaction Type	Construction Loan
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 MCNAIR CEMETERY RD, RUBY, SC 29741-7807

Mortgage

Document Number	202200001306
Date	Mar 22, 2022
Instrument	202200001306

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	182 Months
Due	May 5, 2037

March 2020: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 30, 2020
Property Address	105 MCNAIR CEMETERY RD, RUBY, SC 29741-7765
Document Number	000528/180
Book / Page	528 / 180
Map Reference	MB 26 PG 137
Instrument Date	Mar 24, 2020
Instrument	202000001132
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6496 ANGELUS RD, RUBY, SC 29741-7771

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$133.00 (-57.51%)	$620 (-24.39%) Land $200 Building $420	$16,600 (+6.41%) Land $6,000 Building $10,600
2023	$313.00	$820 Land $180 Building $640	$15,600 Land $5,000 Building $10,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Sandhill Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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