105 Mayo St, Crystal Beach, FL 34681 Property Records

Pinellas County property record for 105 Mayo St, Crystal Beach, FL 34681

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 2,833 sqft · built 1915
Lot Size0.138 acres (6,020 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Sep 1998)
Tax Bill$2,792 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APNC62-000-740-9742-9

Property Details

APN / Parcel Number

Primary APNC62-000-740-9742-9
Alternative APNs
  • 35-27-15-19872-002-0020
  • 271535198720020020
  • 152735198720020020
  • R381846

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories3 Stories
Building Area2,833 sqft Living Area
Gross Area3,845 sqft
1st Floor Area2,109 sqft
Upper Floors Area724 sqft
Basement Area1,147 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1976
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,020 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area322 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381846
Street Address105 MAYO ST
CityCRYSTAL BEACH
StateFL
Zip34681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCRYSTAL BEACH REVISED BLK B, LOT 2
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH REVISED
Legal Tract19872
Legal BlockB
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group5
Census Block5004
Census Tract27202

Owner

Source: Pinellas County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 742, CRYSTAL BEACH, FL 34681-0742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Jul 3, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/TAMPA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 1998 · Amount on Record
Deed SaleSep 30, 1998 · Amount on Record
Deed Book / Page10253 / 1940
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateAug 3, 2026
Property Address105 MAYO ST, CRYSTAL BEACH, FL 34681
Document Number0000206210
Book / Page23648 / 435
Instrument DateJul 3, 2026
Instrument2026206210
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 MAYO ST, CRYSTAL BEACH, FL 34681

Mortgage

Document Number0000206210,
DateAug 3, 2026
Book Page23648/435
Instrument2026206210
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2056
Interest
Rate6.48%
Max Rate-1%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address105 MAYO, CRYSTAL BEACH, FL 34681
Document Number0197410351
Book / Page019741 / 000351
Instrument DateJul 3, 2017
Transaction TypeMortgage
Record UpdatedSep 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 MAYO ST S CRYSTAL BEACH FL 34681, CRYSTAL BEACH, FL 34681

Mortgage

Document Number0197410351
DateAug 14, 2017
Book Page019741/000351
Instrument254180
Lender
NameFIFTH THIRD BK/TAMPA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,792.00 (+8.34%) Homeowner's exemption$189,055 (+5.99%)$400,015 (-1.17%) Land $230,404 Building $169,611
2023$2,577.00 (+3.29%) Homeowner's exemption$178,376 (+3%)$404,761 (+43.61%) Land $271,766 Building $132,995
2022$2,495.00 Homeowner's exemption$173,181$281,852 Land $187,017 Building $94,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 249 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims503 (1980–2024)
Claims Outside the SFHA3 of 503
Most Recent ClaimDec 2024 · other causes
Claims by Event
  • Hurricane Helene, Sep 2024 · 197 claims
  • Hurricane Idalia, Aug 2023 · 32 claims
  • Tropical Storm Josephine, Oct 1996 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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