105 Matthew Rd, Niles, MI 49120 Property Records

Berrien County property record for 105 Matthew Rd, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,712 sqft · built 1962
Lot Size2.16 acres (94,090 sqft)
OwnerIndividual Name on Record
Last Sale$228,000 (Apr 2024)
Tax Bill$2,882 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-0004-0013-05-6

Property Details

APN / Parcel Number

Primary APN14-0004-0013-05-6
Alternative APN
  • 11-14-0004-0013-05-6

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,712 sqft Living Area
1st Floor Area1,712 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRaised Ranch
Lot Area94,090 sqft (2.16 acres)
Lot Dimensions300 ft deep x 313 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address105 MATTHEW RD
CityNILES
StateMI
Zip49120-9026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAP
Legal DescriptionCOM 1149.5' E OF SW COR FRL SEC 4 T7S R17W TH E 313' TH N 300' TH W 313' TH S 300' TO POB
Legal Range17W
Legal Township07S
Legal Section04
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group1
Census Block1017
Census Tract20400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 MATTHEW RD, NILES, MI 49120-9026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 22, 2024Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Mar 2, 2020Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK
May 17, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2024 · Amount on Record
Deed SaleApr 22, 2024 · Amount on Record
Deed Document Number2024404420
Deed Book / Page3424 / 3896
Prior Transfer DateMay 10, 2021
Prior Transfer Doc03327/2640
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address105 MATTHEW RD, NILES, MI 49120-9026
Transaction TypeMortgage
Record UpdatedOct 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 MATTHEW RD, NILES, MI 49120-9026

Mortgage

Document Number03461/2183
DateOct 6, 2025
Book Page3461/2183
Instrument2025443260
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 22, 2024
Property Address105 MATTHEW RD, NILES, MI 49120-9026
Document Number03424/3896
Book / Page3424 / 3896
Instrument DateApr 9, 2024
Instrument2024404420
Transaction TypeTransfer
Record UpdatedMay 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,710.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 MATTHEW RD, NILES, MI 49120-9026

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 MATTHEW RD, NILES, MI 49120-9026

Mortgage

Document Number2024404422
DateApr 22, 2024
Instrument2024404422
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address105 MATTHEW RD, NILES, MI 49120-9026
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03266/2415
DateMar 2, 2020
Book Page3266/2415
Lender
NameCHEMICAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateMay 17, 2021
Property Address105 MATTHEW RD, NILES, MI 49120-9026
Document Number03327/2640
Book / Page3327 / 2640
Instrument DateMay 10, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 MATTHEW RD, NILES, MI 49120-9026

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,100 (+8.1%)$216,200 (+8.1%)
2025$2,882.00 (+91.24%) Homeowner's exemption$100,000 (+57.48%)$200,000 (+57.48%)
2024$1,507.00 (+11.05%)
2023$63,500$127,000
2022$1,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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