105 Martingale Loop, Lynn Haven, FL 32444 Property Records

Bay County property record for 105 Martingale Loop, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,330 sqft · built 2019
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on Record
Last Sale	$472,500 (May 2022)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11281-250-380`

Property Details

APN / Parcel Number

Primary APN	`11281-250-380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,330 sqft Heated Area
Gross Area	3,158 sqft
1st Floor Area	2,330 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Pool Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	105 MARTINGALE LOOP
City	LYNN HAVEN
State	FL
Zip	32444-3192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	PLANTATION AT COLLEGE POINT LOT 38 ORB 4563 P 1022
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	PLANTATION AT COLLEGE POINT
Legal Lot Number	38
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2033
Census Tract	1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST
Jul 31, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI SHELTER MTG
Jun 17, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 28, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Sep 24, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Feb 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	2022036261
Deed Book / Page	4563 / 1022
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192

Mortgage

Document Number	0043631144
Date	Feb 16, 2021
Book Page	4363/1144
Instrument	2021010655

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 13, 2022
Property Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192
Document Number	0045631022
Book / Page	4563 / 1022
Map Reference	MB 25 PG 28
Instrument Date	May 12, 2022
Instrument	2022036261
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,307.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192

Mortgage

Document Number	0045631024
Date	May 13, 2022
Instrument	4563/1024

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 31, 2019
Property Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192
Document Number	0041502258
Book / Page	004150 / 002258
Instrument Date	Jul 30, 2019
Instrument	68992
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,492.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 MARTINGALE LOOP LYNN HAVEN FL 32444, LYNN HAVEN, FL 32444

Mortgage

Document Number	41502259
Date	Jul 31, 2019
Book Page	004150/002259
Instrument	68993

Lender

Name	SHELTER MTG
Type	Mortgage Company
Address	BROWN DEER, WI 53209

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 17, 2019
Property Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192
Document Number	0041341805
Book / Page	4134 / 1805
Map Reference	MB 25 PG 28
Instrument Date	Jun 14, 2019
Instrument	2019056056
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,354.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 BUSINESS CENTRE DR # DR101, 42, MIRAMAR BEACH, FL 32550-6920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192

Mortgage

Document Number	0041341806
Date	Jun 17, 2019
Instrument	4134/1806

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192
Document Number	0040821427
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number	0040821427
Date	Jan 24, 2019
Book Page	004082/001427
Instrument	9486

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Term	12 Months
Due	Jan 23, 2020

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192
Document Number	0040561526
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number	0040561526
Date	Oct 30, 2018
Book Page	004056/001526
Instrument	61522

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Term	12 Months
Due	Oct 29, 2019

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 28, 2018
Property Address	105 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192
Document Number	0039832210
Book / Page	003983 / 002210
Instrument Date	Feb 23, 2018
Instrument	11604
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Amount	Amount Recorded
Tax	$840.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42 BUSINESS CENTRE DR #101 MIRAMAR BEACH FL 325506983, 101, MIRAMAR BEACH, FL 32550-6983

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00 (-2.25%)	$378,544 (-0.25%) Land $70,600 Building $307,944	$378,544 (-0.25%) Land $70,600 Building $307,944
2023	$4,792.00 (+60.11%)	$379,496 (+29.14%) Land $60,400 Building $319,096	$379,496 (+12.13%) Land $60,400 Building $319,096
2022	$2,993.00 Homeowner's exemption	$293,870	$338,445 Land $55,000 Building $283,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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