Berrien County property record for 105 Main St, Saint Joseph, MI 49085
| Property Type | Restaurant |
|---|---|
| Details | 8,786 sqft · built 1969 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | Company Name on File |
| Tax Bill | $35,292 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-0340-0226-00-5 |
| Primary APN | 76-0340-0226-00-5 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,786 sqft Total Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 22,738 sqft (0.522 acres) |
| Lot Dimensions | 284 ft deep x 80 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 105 MAIN ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1107 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | D |
| Legal Description | LOTS 225 & 258 & PT OF LOTS 226 & 259 ORIGINAL PLAT OF CITY OF ST JOSEPH & VAC ALLEY BET SD LOTS ALL DES AS COM AT NELY COR LOT 258 TH S32DEG27'W 80' TH N57DEG 59'45''W TO ELY LN OF MAIN ST TH N32DEG16'E 80' TH S57DEG59'49''E 284.9'TO POB |
| Legal Subdivision | ORIGINAL OF CITY OF ST JOSEPH |
| Legal Lot Number | 225-259 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 802 |
105 Main St, a commercial property, is owned by a company.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1337 WHISPERING TRL, BENTON HARBOR, MI 49022-2705 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 2, 2021 |
| Property Address | 105 MAIN ST, SAINT JOSEPH, MI 49085-1107 |
| Document Number | 03351/1626 |
| Book / Page | 3351 / 1626 |
| Instrument Date | Nov 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | OAK TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 MAIN ST, SAINT JOSEPH, MI 49085-1107 |
| Name | Verified Name |
|---|---|
| Address | 1331 SYCAMORE LN, BENTON HARBOR, MI 49022-2776 |
| Document Number | 0033511630 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 3351/1630 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 105 Main St was $35,292.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $790,300 | $1,580,600 | |
| 2025 | $35,292.00 | ||
| 2023 | $541,100 | $1,082,200 | |
| 2022 | $34,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 105 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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