105 Main St, Sabin, MN 56580 Property Records

Clay County property record for 105 Main St, Sabin, MN 56580

Property Summary

Property Type	Single Family Home
Details	built 1909
Lot Size	0.33 acres (14,232 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Sep 2023)
Tax Bill	$3,336 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59.650.0840`

Property Details

APN / Parcel Number

Primary APN	`59.650.0840`

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	14,232 sqft (0.33 acres)

Location & Zoning

Street Address	105 MAIN ST
City	SABIN
State	MN
Zip	56580-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL TOWNSITE SABIN SUBDIVISIONCD 59650 LOTS 14 TO 16 18 SABIN CITY
Legal Range	47
Legal Township	138
Legal Section	08
Legal Subdivision	ORIGINAL TOWNSITE SABIN
Legal Block	18
Legal Lot Number	14
Jurisdiction	CLAY MN
Township / Civil Division	SABIN
Census Block Group	3
Census Block	3041
Census Tract	30110

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 MAIN ST, SABIN, MN 56580-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	20231583633
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 25, 2023
Property Address	105 MAIN ST, SABIN, MN 56580-4137
Document Number	0000840962
Instrument Date	Sep 22, 2023
Instrument	840962
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MAIN ST, SABIN, MN 56580-4137

Mortgage

Document Number	0000840963
Date	Sep 25, 2023
Instrument	840963

Lender

Name	BAY EQUITY LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	105 MAIN ST, SABIN, MN 56580-4137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000765780
Date	Feb 6, 2017
Instrument	765780

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Sabin City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,336.00 (+7.34%)	$232,200 (+1.4%) Land $25,200 Building $207,000	$232,200 (+1.4%) Land $25,200 Building $207,000
2025		$229,000 (-6.95%) Land $25,200 Building $203,800	$229,000 (-6.95%) Land $25,200 Building $203,800
2023	$3,108.00 Homeowner's exemption	$246,100 Land $25,200 Building $220,900	$246,100 Land $25,200 Building $220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sabin serves 629 people · EPA ID MN1140010
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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