Smith County property record for 105 Main St, Raleigh, MS 39153
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,905 sqft · built 1958 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | May 2021 Refinance Jul 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 103L-07-000-028.01 |
| Primary APN | 103L-07-000-028.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,905 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.389 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 13840 |
|---|---|
| Street Address | 105 MAIN ST |
| City | RALEIGH |
| State | MS |
| Zip | 39153-6002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .39 AC LOT IN NW OF NW W HWY |
| Jurisdiction | SMITH MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950202 |
105 Main St is owned and occupied by an individual who acquired it in July 2024.
Source: Smith County records, as of January 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 105 MAIN ST, RALEIGH, MS 39153-6002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCO MORTGAGE COMPANY |
| Jul 25, 2024 | Warranty Deed, Transfer · Stand-Alone Refinance MERCHANTS & MARINE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2024 |
| Deed Sale | Jul 25, 2024 |
| Prior Sale | Jul 30, 2007 |
| Deed Document Number | 0000693661 |
| Deed Book / Page | 693 / 661 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH MS |
| Property Address | 105 MAIN ST, RALEIGH, MS 39153-6002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00661/1493 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 661/1493 |
| Instrument | 202101371 |
| Name | BANCO MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH MS |
| Recording Date | Jul 25, 2024 |
| Property Address | 105 MAIN ST, RALEIGH, MS 39153-6002 |
| Document Number | 000693/661 |
| Book / Page | 693 / 661 |
| Instrument Date | Jul 15, 2024 |
| Instrument | 202401744 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 MAIN ST, RALEIGH, MS 39153-6002 |
| Document Number | 0202401745 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 202401745 |
| Name | MERCHANTS & MARINE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
The 2025 property tax bill for 105 Main St was $1,962 with a homeowner's exemption, up 31.9% from the year before.
Source: Smith County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Smith County |
| Municipality | Raleigh Town |
| Unified School District | Smith County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,962.00 (+31.85%) Homeowner's exemption | $16,381 | $163,810 Land $10,000 Building $153,810 |
| 2024 | $1,488.00 (+2.9%) | ||
| 2023 | $1,446.00 (+2.77%) Homeowner's exemption | $12,947 | $129,470 Land $10,000 Building $119,470 |
| 2022 | $1,407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Main St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 1,901 people · EPA ID MS0650008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 10 / 1 |
May also be available: T-Mobile, TEC.
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