Clay County property record for 105 Main Ave, Harvard, NE 68944
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,806 sqft · built 1945 |
| Lot Size | 0.216 acres (9,411 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $142 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3669-00-0-60055-000-6485 |
| Primary APN | 3669-00-0-60055-000-6485 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 903 sqft |
| 1st Floor Area | 1,806 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Modular |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,411 sqft (0.216 acres) |
| Lot Dimensions | 76.2 ft deep x 123 ft wide |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | None |
|---|
| Street Address | 105 MAIN ST |
|---|---|
| City | HARVARD |
| State | NE |
| Zip | 68944-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | SUB A & B LOT 5, COURTS ADD, HARVARD CITY |
| Legal Subdivision | COURTS ADD |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | HARVARD |
| Census Block Group | 1 |
| Census Block | 1196 |
| Census Tract | 962100 |
105 Main Ave is owned and occupied by an individual.
Source: Clay County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 MAIN ST, HARVARD, NE 68944-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 105 Main Ave was $142.
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| County Subdivision | Harvard Township |
| Municipality | Harvard City |
| Unified School District | Harvard Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,515 (+46.82%) Land $1,200 Building $12,315 | $13,515 (+46.82%) Land $1,200 Building $12,315 | |
| 2025 | $142.00 | $9,205 Land $1,200 Building $8,005 | $9,205 Land $1,200 Building $8,005 |
| 2023 | $163.00 | $7,845 Land $740 Building $7,105 | $7,845 Land $740 Building $7,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Main Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 105 Main Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARVARD serves 1,000 people · EPA ID NE3103502 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.51 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
5G (outdoors only) and 4G LTE
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