105 M St, Thomaston, GA 30286 Property Records

Upson County property record for 105 M St, Thomaston, GA 30286

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1929
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Oct 2022)
Tax Bill	$1,270 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T20-043`

Property Details

APN / Parcel Number

Primary APN	`T20-043`
Alternative APN	`9022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1995
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	147 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9022
Street Address	105 M ST
City	THOMASTON
State	GA
Zip	30286-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 75 SILVERTOWN S/D PB 2/230
Legal Subdivision	SILVERTOWN S/D
Legal Lot Number	75
Jurisdiction	UPSON GA
Township / Civil Division	THOMASTON
Census Block Group	3
Census Block	3008
Census Tract	10402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Silvertown Historic District listed 2021 · 641 contributing resources · NRIS 100006336

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 M St is owned and occupied by an individual who bought it in October 2022.

Source: Upson County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	105 M ST, THOMASTON, GA 30286-2953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED BANK
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage WEST CENTRAL GEORGIA BANK
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHCREST BK
Jul 24, 2017	Loan Modification, Mortgage · Conventional with PMI SOUTHCREST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Deed Document Number	20221309
Deed Book / Page	1819 / 343
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSON GA
Recording Date	Oct 12, 2022
Property Address	105 M ST, THOMASTON, GA 30286-2953
Document Number	0018190343
Book / Page	1819 / 343
Instrument Date	Oct 12, 2022
Instrument	2022-001309
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 M ST, THOMASTON, GA 30286-2953

Mortgage

Document Number	0001819345
Date	Oct 12, 2022
Instrument	1819/345

Lender

Name	UNITED BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSON GA
Recording Date	Apr 1, 2021
Property Address	105 M ST, THOMASTON, GA 30286-2953
Document Number	0017050182
Book / Page	1705 / 182
Instrument Date	Apr 1, 2021
Instrument	2021-000443
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 ELLERBEETOWN RD, THOMASTON, GA 30286-2017

Mortgage

Document Number	1705183
Date	Apr 1, 2021
Instrument	1705/183

Lender

Name	WEST CENTRAL GEORGIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jan 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSON GA
Property Address	105 M ST, THOMASTON, GA 30286-2953
Document Number	0016200083
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MILL RACE RD THOMASTON GA 302862817, THOMASTON, GA 30286-2817

Mortgage

Document Number	0016200083
Date	Dec 27, 2019
Book Page	001620/000083

Lender

Name	SOUTHCREST BK
Type	Bank
Address	THOMASTON, GA 30286

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 26, 2021

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UPSON GA
Property Address	105 M ST, THOMASTON, GA 30286-2953
Document Number	0015050168
Book / Page	001505 / 000168
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MILL RACE RD THOMASTON GA 302862817, THOMASTON, GA 30286-2817

Mortgage

Document Number	0015050168
Date	Jul 27, 2017
Book Page	001505/000168

Lender

Name	SOUTHCREST BK
Type	Bank
Address	THOMASTON, GA 30286

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Jul 26, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 105 M St was $1,270 with exemptions applied, up 1.7% from the year before.

Source: Upson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Upson County
Municipality	Thomaston City
Unified School District	Upson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,270.00 (+1.68%)	$56,759 (+7.21%) Land $12,000 Building $44,759	$141,897 (+7.21%) Land $30,000 Building $111,897
2024	$1,249.00 (-7.82%) Homeowner's exemption	$52,940 (+2.33%) Land $10,000 Building $42,940	$132,349 (+2.33%) Land $25,000 Building $107,349
2023	$1,355.00 (+143.71%)	$51,734 (+89.92%) Land $10,000 Building $41,734	$129,336 (+89.92%) Land $25,000 Building $104,336
2022	$556.00	$27,240 Land $6,400 Building $20,840	$68,100 Land $16,000 Building $52,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 M St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 M St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMASTON serves 12,482 people · EPA ID GA2930000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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