Jefferson County property record for 105 Lydia, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1984 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,396 (2025) |
| Deeds & Mortgages | Aug 2018 Sale Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2.0-10.0-0-000-021.01 |
| Primary APN | 18-2.0-10.0-0-000-021.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 36,590 sqft (0.84 acres) |
| Lot Dimensions | 217 ft deep x 170 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 144 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 LYDIA |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | PT US SURVEY 910 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 10 |
| Legal Subdivision | US SURV 910 |
| Legal Block | 1 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 701001 |
105 Lydia is owned and occupied by two individuals who acquired it in August 2009.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 LYDIA, FESTUS, MO 63028-3092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2018 | Grant Deed, Transfer |
| Nov 27, 2017 | Grant Deed, Mortgage · Line of Credit CHRISTIANA TRUST (CT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2009 |
| Transfer Doc | 2009R036869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 8, 2018 |
| Property Address | 105 LYDIA, FESTUS, MO 63028-3092 |
| Document Number | 0000024096 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 24096 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 LYDIA FESTUS MO 630283092, FESTUS, MO 63028-3092 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 27, 2017 |
| Property Address | 105 LYDIA, FESTUS, MO 63028-3092 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 37199 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 NE BROOKTREE LN #100 KANSAS CITY MO 641191861, 100, KANSAS CITY, MO 64119-1861 |
| Document Number | 0000037199 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 37199 |
| Name | CHRISTIANA TRUST (CT) |
|---|---|
| Address | 500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 105 Lydia was $1,396, up 0.1% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,300 (-) Land $2,600 Building $23,700 | $138,100 (-) Land $13,600 Building $124,500 | |
| 2025 | $1,396.00 (+0.07%) | $26,300 Land $2,600 Building $23,700 | $138,100 (-) Land $13,600 Building $124,500 |
| 2024 | $1,395.00 (+0.5%) | $138,100 (+14.04%) Land $13,600 Building $124,500 | |
| 2023 | $1,388.00 | $23,000 Land $2,600 Building $20,400 | $121,100 Land $13,600 Building $107,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Lydia in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Lydia is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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