105 Lowery Ln, Swansboro, NC 28584 Property Records

Carteret County property record for 105 Lowery Ln, Swansboro, NC 28584

Property Summary

Property Type	Vacant Land
Lot Size	0.471 acres (20,517 sqft)
Owner	2 Trust Names on File
Last Sale	$46,000 (Jul 2022)
Tax Bill	$172 (2025)
Deeds & Mortgages	Jul 2022 Sale Feb 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`5366.04.81.9539000`

Property Details

APN / Parcel Number

Primary APN	`5366.04.81.9539000`
Alternative APNs	`555515` `31263`

Exterior

Lot Area	20,517 sqft (0.471 acres)
Lot Dimensions	155 ft deep x 86 ft wide

Location & Zoning

Account Number	31263
Street Address	105 LOWERY LN
City	SWANSBORO
State	NC
Zip	28584-7542
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R15M
Legal Description	L70 THE OAKS @ BLUEWATER COVE PH.3
Legal Subdivision	THE OAKS AT BLUEWATER COVE
Legal Phase	3
Legal Block	81
Legal Lot Number	70
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3005
Census Tract	970801

Owner

105 Lowery Ln, vacant land, is held in a trust since July 2022.

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2765 COCKSPUR LN, DUMFRIES, VA 22026-4596
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer
Feb 28, 2017	Grant Deed, Mortgage · Line of Credit YADKIN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Deed Document Number	20221775036
Deed Book / Page	1775 / 36
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 28, 2022
Property Address	105 LOWERY LN, SWANSBORO, NC 28584-7542
Document Number	0017750036
Book / Page	1775 / 36
Map Reference	MB 31 PG 649
Instrument Date	Jul 12, 2022
Instrument	1775036
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$92.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 MANGROVE DR, 200, EMERALD ISLE, NC 28594-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	12015 YOUNGTREE CT, BRISTOW, VA 20136-2419

February 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 28, 2017
Property Address	105 LOWERY LN, SWANSBORO, NC 28584-7542
Document Number	0015680179
Book / Page	001568 / 000179
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 MANGROVE DR EMERALD ISLE NC 285942515, EMERALD ISLE, NC 28594-2515

Mortgage

Document Number	15680179
Date	Feb 28, 2017
Book Page	001568/000179

Lender

Name	YADKIN BK
Type	Bank
Address	101 W MAIN ST, ELKIN, NC 28621-3432

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 105 Lowery Ln was $172.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,096 (-) Land $53,096	$53,096 (-) Land $53,096
2025	$172.00	$53,096 Land $53,096	$53,096 Land $53,096
2023		$39,038 Land $39,038	$39,038 Land $39,038
2022	$171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Lowery Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	14 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Lowery Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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