105 Loretto Dr, Clear Brook, VA 22624 Property Records

Frederick County property record for 105 Loretto Dr, Clear Brook, VA 22624

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,356 sqft · built 2017
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (May 2025)
Tax Bill	$3,135 (2026)
Deeds & Mortgages	Apr 2024 Refinance Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`349-1-34`

Property Details

APN / Parcel Number

Primary APN	`349-1-34`
Alternative APN	`8046488`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	5,050 sqft
1st Floor Area	1,455 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	600 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	575 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8046488
Street Address	105 LORETTO DR
City	CLEAR BROOK
State	VA
Zip	22624-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	CHRISTO REY L34 2.10 ACRES
Legal Subdivision	CHRISTO REY
Legal Lot Number	34
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2008
Census Tract	50100

Owner

Source: Frederick County records · APN 349-1-34

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 LORETTO DR, CLEAR BROOK, VA 22624-1370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	20254695
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	105 LORETTO DR, CLEAR BROOK, VA 22624-1370
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002821
Date	Apr 08, 2024
Instrument	240002821

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Mar 22, 2054

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	105 LORETTO DR, CLEAR BROOK, VA 22624-1370
Document Number	0000007772
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 LORETTO DR CLEAR BROOK VA 226241370, CLEAR BROOK, VA 22624-1370

Mortgage

Document Number	0000007772
Date	Aug 10, 2018
Instrument	7772

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,135.00 (+10.43%)	$591,559 Land $117,900 Building $473,659	$591,559 Land $117,900 Building $473,659
2025	$2,839.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loretto Dr

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