Coweta County property record for 105 Lora Smith Rd, Newnan, GA 30265
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,410 sqft · built 1996 |
| Lot Size | 1.04 acres (45,305 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,000 (Mar 2022) |
| Tax Bill | $727 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-6031-011 |
| Primary APN | 110-6031-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 2,410 sqft |
| Basement Area | 1,472 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 45,305 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 12 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16829 |
|---|---|
| Street Address | 105 LORA SMITH RD |
| City | NEWNAN |
| State | GA |
| Zip | 30265-1983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | H/LT 7 RAYNER WOODS S/D |
| Legal Subdivision | RAYNER WOODS |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | COWETA GA |
| Township / Civil Division | NEWNAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 170405 |
105 Lora Smith Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Coweta County records, as of October 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 LORA SMITH RD, NEWNAN, GA 30265-1983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL |
| Mar 24, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER |
| Mar 10, 2022 | Warranty Deed, Transfer |
| Dec 10, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on File |
| Deed Sale | Mar 24, 2022 · Amount on File |
| Prior Sale | Dec 10, 2021 · Amount on File |
| Deed Document Number | 20221817 |
| Deed Book / Page | 5539 / 539 |
| Prior Transfer Date | Aug 14, 2020 |
| Prior Transfer Doc | 0052210752 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWETA GA |
| Property Address | 105 LORA SMITH RD, NEWNAN, GA 30265-1983 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 LORA SMITH RD, NEWNAN, GA 30265-1983 |
| Document Number | 00052210000000739 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 0000005221/0000000739 |
| Instrument | 000912 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWETA GA |
| Property Address | 105 LORA SMITH RD, NEWNAN, GA 30265-1983 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 LORA SMITH RD, NEWNAN, GA 30265-1983 |
| Document Number | 00055390000000541 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 0000005539/0000000541 |
| Instrument | 006695 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWETA GA |
| Recording Date | Mar 10, 2022 |
| Property Address | 105 LORA SMITH RD, NEWNAN, GA 30265-1983 |
| Document Number | 0005539539 |
| Book / Page | 5539 / 539 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-001817 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 LORA SMITH RD, NEWNAN, GA 30265-1983 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWETA GA |
| Recording Date | Dec 10, 2021 |
| Property Address | 105 LORA SMITH RD, NEWNAN, GA 30265-1983 |
| Document Number | 0005478424 |
| Book / Page | 5478 / 424 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021-009040 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 105 Lora Smith Rd was $727 with exemptions applied.
Source: Coweta County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Coweta County |
| Unified School District | Coweta County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727.00 Homeowner's exemption Veteran's exemption Widower's exemption | $160,078 Land $26,000 Building $134,078 | $400,194 Land $65,000 Building $335,194 |
| 2023 | $488.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $149,915 Land $22,000 Building $127,915 | $374,788 Land $55,000 Building $319,788 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 Lora Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Lora Smith Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWETA WATER & SEWER AUTH. serves 92,907 people · EPA ID GA0770042 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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