105 Lofton Cir, Delaware, OH 43015 Property Records

Delaware County property record for 105 Lofton Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2002
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$168,400 (Mar 2003)
Tax Bill	$4,614 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-441-14-006-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-14-006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	105 LOFTON CIR
City	DELAWARE
State	OH
Zip	43015-9157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8036 KENSINGTON PLACE SEC5
Legal Subdivision	KENSINGTON PLACE SEC5
Legal Lot Number	8036
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3018
Census Tract	10200

Owner

105 Lofton Cir is owned and occupied by an individual who bought it in March 2003.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	105 LOFTON CIR, DELAWARE, OH 43015-9157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TELHIO CU INC
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2003 · Amount on File
Deed Sale	Mar 7, 2003 · Amount on File
Prior Sale	Mar 6, 2003 · Amount on File
Deed Document Number	200312836
Deed Book / Page	315 / 1112
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	105 LOFTON CIR, DELAWARE, OH 43015-9157
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008618
Date	Mar 17, 2022
Book Page	1952/2647
Instrument	202200008618

Lender

Name	TELHIO CU INC
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	105 LOFTON CIR, DELAWARE, OH 43015-9157
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035737
Date	Aug 10, 2021
Book Page	1888/971
Instrument	202100035737

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	105 LOFTON CIR, DELAWARE, OH 43015-9157
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019083
Date	Apr 22, 2021
Book Page	1852/959
Instrument	202100019083

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Aug 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 2, 2017
Property Address	105 LOFTON CIR, DELAWARE, OH 43015-9157
Document Number	0000021757
Book / Page	1518 / 0960
Instrument Date	Jul 28, 2017
Instrument	201700021757
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LOFTON CIR, DELAWARE, OH 43015-9157

Tax Assessment & Valuation

The 2025 property tax bill for 105 Lofton Cir was $4,614, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,614.00 (+5.37%)	$92,760 (-) Land $19,780 Building $72,980	$265,000 Land $56,500 Building $208,500
2024	$4,379.00 (-0.18%) Homeowner's exemption	$92,760 (-) Land $19,780 Building $72,980
2023	$4,387.00 Homeowner's exemption	$92,760 Land $19,780 Building $72,980	$265,000 Land $56,500 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Lofton Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Lofton Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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