105 Loder Ave, Wilmington, NC 28409 Property Records

New Hanover County property record for 105 Loder Ave, Wilmington, NC 28409 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2001
Lot Size	0.419 acres (18,252 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Nov 2008)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07620-003-086-000`

Property Details

APN / Parcel Number

Primary APN	`R07620-003-086-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Finished Basement	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	18,252 sqft (0.419 acres)
Terrain	Low
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	105 LODER AVE
City	WILMINGTON
State	NC
Zip	28409-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5R TR F LODER LANDING
Legal Subdivision	LODER LANDING REV
Legal Tract	F
Legal Block	3
Legal Lot Number	5R
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1022
Census Tract	12109

Owner

Source: New Hanover County records · APN R07620-003-086-000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 LODER AVE, WILMINGTON, NC 28409-4316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2008 · Amount on Record
Deed Sale	Nov 13, 2008 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	200843633
Deed Book / Page	5358 / 2313
Last Transfer Date	Mar 28, 2025
Transfer Doc	00676601430
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	105 LODER AVE, WILMINGTON, NC 28409-4316
Transaction Type	Mortgage
Record Updated	Dec 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00651402479
Date	Nov 23, 2021
Book Page	6514/2479
Instrument	2021055770

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (-16.85%)	$481,200 (+14%) Land $224,800 Building $256,400	$481,200 (+14%) Land $224,800 Building $256,400
2024	$2,279.00 (+0.26%)
2023	$2,273.00 (-0.92%)	$422,100 Land $177,200 Building $244,900	$422,100 Land $177,200 Building $244,900
2022	$2,294.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371290121091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 246 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024, rainfall accumulation, Tropical Storm Debby
Claims By Storm	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.