105 Locust Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 105 Locust Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$11,000 (Jul 2020)
Tax Bill	$74 (2025)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1950-26-8578-000`

Property Details

APN / Parcel Number

Primary APN	`1950-26-8578-000`
Alternative APN	`1814359`

Interior

Plumbing Fixtures	12 Plumbing Fixtures

Exterior

Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	1814359
Street Address	105 LOCUST RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8124
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BMR2
Legal Description	CHARTER HILLS C 419
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1024
Census Tract	921000

Owner

105 Locust Ridge Rd, residential vacant land, is owned by two individuals who bought it in July 2020.

Source: Watauga County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SPRING ST, SPENCER, TN 38585-3000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Deed Document Number	2020692017
Deed Book / Page	2103 / 636
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 6, 2020
Property Address	105 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124
Document Number	0021030636
Book / Page	002103 / 000636
Instrument Date	Jul 2, 2020
Instrument	692017
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$22.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 LOCUST RIDGE RD BEECH MOUNTAIN NC 286048124, BEECH MOUNTAIN, NC 28604-8124

Tax Assessment & Valuation

The 2025 property tax bill for 105 Locust Ridge Rd was $74.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,300 (-) Land $23,300
2025	$74.00	$23,300 Land $23,300
2024			$23,300 Land $23,300
2023		$23,300 Land $23,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Locust Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Locust Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20