105 Locust Dr, Gwynn Oak, MD 21207 Property Records

Baltimore County property record for 105 Locust Dr, Gwynn Oak, MD 21207

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,242 sqft · built 1938
Lot Size	0.265 acres (11,550 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Feb 2018)
Tax Bill	$1,785 (2023)
Deeds & Mortgages	Jan 2022 Second Mortgage Feb 2018 Sale & Mortgage
APN	`01-0107000240`

Property Details

APN / Parcel Number

Primary APN	`01-0107000240`
Alternative APNs	`10107000240` `0107000240`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,242 sqft Total Area
1st Floor Area	867 sqft
Basement Area	231 sqft
Finished Basement	231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	11,550 sqft (0.265 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	81 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	0107000240
Old Parcel Number	10107000240
Street Address	105 LOCUST DR
City	GWYNN OAK
State	MD
Zip	21207-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	105 LOCUST DR LARCHMONT
Legal Subdivision	LARCHMONT
Legal Block	6
Legal Lot Number	20
Jurisdiction	BALTIMORE MD
Township / Civil Division	1
Census Block Group	2
Census Block	2007
Census Tract	401200

Owner

105 Locust Dr is owned and occupied by an individual who bought it in February 2018.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Mailing Address	105 LOCUST DR, GWYNN OAK, MD 21207-6021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2018	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Prior Sale	Jun 7, 2006 · Amount on File
Deed Document Number	584917
Deed Book / Page	39967 / 8
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	105 LOCUST DR, GWYNN OAK, MD 21207-6021
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LOCUST DR, BALTIMORE, MD 21207-6021

Mortgage

Document Number	0462530331
Date	Jan 21, 2022
Book Page	46253/331

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	314 Months
Due	Mar 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 21, 2018
Property Address	105 LOCUST DR, GWYNN OAK, MD 21207-6021
Document Number	0399670008
Book / Page	039967 / 000008
Instrument Date	Jan 2, 2018
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	KEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	105 LOCUST DR GWYNN OAK MD 212076021, GWYNN OAK, MD 21207-6021

Mortgage

Document Number	399670014
Date	Feb 21, 2018
Book Page	039967/000014

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,785.00	$224,100	$232,400 Land $59,300 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 105 Locust Dr; there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1979–2018)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Locust Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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