105 Locust Dr, Brandon, FL 33511 Property Records

Hillsborough County property record for 105 Locust Dr, Brandon, FL 33511

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,124 sqft · built 1987
Lot Size	0.57 acres (24,864 sqft)
Owner	Company Name on Record
Last Sale	$749,000 (Jul 2025)
Tax Bill	$756 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0748190418`

Property Details

APN / Parcel Number

Primary APN	`0748190418`
Alternative APN	`U1430202QI000003000020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,124 sqft Heated Area
1st Floor Area	3,124 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,864 sqft (0.57 acres)
Lot Dimensions	222 ft deep x 112 ft wide
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	300 sqft
Porch	Open Porch
Porch Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0748190418
Street Address	105 LOCUST DR
City	BRANDON
State	FL
Zip	33511-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-3
Legal Description	DOGWOOD HILLS UNIT NO 2 LOT 2 BLOCK 3
Legal Range	20E
Legal Township	30S
Legal Section	14
Legal Subdivision	DOGWOOD HILLS UNIT NO 2
Legal Block	3
Legal Lot Number	2
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	4
Census Block	4010
Census Tract	13407

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	12377 91ST AVE, SEMINOLE, FL 33772-3223
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 8, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jul 7, 2025 · Amount on Record
Deed Document Number	0000291827
Last Transfer Date	Aug 8, 2025
Transfer Doc	0000345587
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	105 LOCUST DR, BRANDON, FL 33511-8018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0270591842
Date	Oct 24, 2019
Book Page	27059/1842
Instrument	2019462276

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Feb 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	105 LOCUST DR, BRANDON, FL 33511-8018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0254530592
Date	Dec 22, 2017
Book Page	25453/0592
Instrument	2017495449

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	105 LOCUST DR, BRANDON, FL 33511-8018
Document Number	0249431335
Book / Page	024943 / 001335
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 LOCUST DR BRANDON FL 335118018, BRANDON, FL 33511-8018

Mortgage

Document Number	0249431335
Date	May 17, 2017
Book Page	024943/001335
Instrument	188887

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$756.00 (+15.95%) Disabled Person's exemption Veteran's exemption	$244,835 (+5.99%)	$491,706 (+14.01%) Land $147,692 Building $344,014
2023	$652.00 (+19.2%) Disabled Person's exemption Veteran's exemption	$231,005 (+3%)	$431,286 (+1.28%) Land $123,077 Building $308,209
2022	$547.00 Disabled Person's exemption Veteran's exemption	$224,277	$425,815 Land $123,077 Building $302,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	40 (1979–2024)
Claims Outside the SFHA	3 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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