105 Lloyd St, Seneca, SC 29678 Property Records

Oconee County property record for 105 Lloyd St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,336 sqft · built 1961
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jan 2026)
Tax Bill	$381 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-17-05-007`

Property Details

APN / Parcel Number

Primary APN	`520-17-05-007`
Alternative APN	`55965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,336 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	55965
Old Parcel Number	520 17 05 007
Street Address	105 LLOYD ST
City	SENECA
State	SC
Zip	29678-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 WOODED ACRES (.344 AC)
Legal Subdivision	WOODED ACRES DEV
Legal Block	5
Legal Lot Number	4
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2019
Census Tract	30601

Owner

105 Lloyd St is owned and occupied by an individual who bought it in January 2026.

Source: Oconee County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	105 LLOYD ST, SENECA, SC 29678-2616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Prior Sale	Jul 17, 2015 · Amount on File
Deed Document Number	8575
Deed Book / Page	3323 / 68
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 7, 2026
Property Address	105 LLOYD ST, SENECA, SC 29678-2616
Document Number	0000008575
Book / Page	3323 / 68
Map Reference	MB A834 PG 10
Instrument Date	Jan 5, 2026
Instrument	8575
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 LLOYD ST, SENECA, SC 29678-2616

Mortgage

Document Number	0000477092
Date	Jan 7, 2026
Instrument	4770/92

Lender

Name	NEW STORY LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 105 Lloyd St was $381.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$381.00	$4,215 Land $636 Building $3,579	$105,384 Land $15,910 Building $89,474
2023		$4,215 Land $636 Building $3,579	$105,384 Land $15,910 Building $89,474

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 Lloyd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Lloyd St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, West Carolina Rural Telephone Cooperative.

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