Union County property record for 105 Lenox Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,439 sqft · built 1998 |
| Lot Size | 0.375 acres (16,335 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Nov 2018) |
| Tax Bill | $2,319 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-093-239 |
| Primary APN | 07-093-239 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| Gross Area | 1,868 sqft |
| 1st Floor Area | 1,439 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,335 sqft (0.375 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 105 LENOX LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-1 INDIA |
| Legal Description | #23 MELROSE PLACE OPCE879 |
| Legal Subdivision | MELROSE PLACE |
| Legal Lot Number | 23 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20307 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 LENOX LN, MONROE, NC 28110-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Nov 2, 2018 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on Record |
| Deed Sale | Nov 2, 2018 · Amount on Record |
| Prior Sale | Mar 4, 2015 · Amount on Record |
| Deed Document Number | 201830887 |
| Deed Book / Page | 7263 / 493 |
| Prior Transfer Date | Sep 24, 2013 |
| Prior Transfer Doc | 6113168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 105 LENOX LN, MONROE, NC 28110-9386 |
| Document Number | 7386253 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 105 LENOX LN MONROE NC 281109386, MONROE, NC 28110-9386 |
| Document Number | 7386253 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 007386/000253 |
| Instrument | 15497 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 4, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 2, 2018 |
| Property Address | 105 LENOX LN, MONROE, NC 28110-9386 |
| Document Number | 7263493 |
| Book / Page | 007263 / 000493 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 30887 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 LENOX LN MONROE NC 281109386, MONROE, NC 28110-9386 |
| Document Number | 7263495 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 007263/000495 |
| Instrument | 30888 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,600 (-) Land $72,300 Building $273,300 | $345,600 (-) Land $72,300 Building $273,300 | |
| 2025 | $2,319.00 (+6.82%) | $345,600 (+35.26%) Land $72,300 Building $273,300 | $345,600 (+35.26%) Land $72,300 Building $273,300 |
| 2023 | $2,171.00 | $255,500 Land $41,000 Building $214,500 | $255,500 Land $41,000 Building $214,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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