Suffolk County and Smithtown Town property record for 105 Lawrence Ave, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,825 sqft · built 1956 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Aug 2018) |
| Tax Bill | $13,600 (2024) |
| Deeds & Mortgages | Nov 2019 Mortgage Sep 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473405 6.-1-1 |
| Primary APN | 473405 6.-1-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,825 sqft Living Area |
| Gross Area | 2,524 sqft |
| 1st Floor Area | 910 sqft |
| 2nd Floor Area | 915 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 239 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 105 LAWRENCE AVE |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-380651 TC-71 *2088 LOT 9 MAP OF HOLLY HILL |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 134909 |
105 Lawrence Ave is owned and occupied by an individual who bought it in August 2018.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 LAWRENCE AVE, SMITHTOWN, NY 11787-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2020 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage FREEDOM MTG |
| Sep 17, 2019 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 29, 2018 | Deed, Transfer |
| Jun 30, 2017 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on File |
| Deed Sale | Aug 29, 2018 · Amount on File |
| Prior Sale | Jun 30, 2017 · Amount on File |
| Deed Book / Page | 12976 / 8 |
| Prior Transfer Date | Jun 25, 2002 |
| Prior Transfer Doc | 0121990154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 105 LAWRENCE AVE, SMITHTOWN, NY 11787-3606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230750926 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 23075/926 |
| Instrument | DK026966 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 105 LAWRENCE AVE, SMITHTOWN, NY 11787-3606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231750040 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 23175/40 |
| Instrument | DL026545 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 105 LAWRENCE AVE, SMITHTOWN, NY 11787-3606 |
| Document Number | 0231910172 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 105 LAWRENCE AVE SMITHTOWN NY 117873606, SMITHTOWN, NY 11787-3606 |
| Document Number | 0231910172 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 023191/000172 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 105 LAWRENCE AVE, SMITHTOWN, NY 11787-3606 |
| Document Number | 0230750927 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 105 LAWRENCE AVE SMITHTOWN NY 117873606, SMITHTOWN, NY 11787-3606 |
| Document Number | 0230750927 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 023075/000927 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 29, 2018 |
| Property Address | 105 LAWRENCE AVE, SMITHTOWN, NY 11787-3606 |
| Document Number | 0129760008 |
| Book / Page | 12976 / 8 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 AVENUE L, BROOKLYN, NY 11230 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 30, 2017 |
| Property Address | 105 LAWRENCE AVE, SMITHTOWN, NY 11787-3606 |
| Document Number | 0129190008 |
| Book / Page | 012919 / 000008 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ALL STATE ABSTRACT CORPORATION, ALL STATE ABSTRACT CORP. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 DOLPHIN LN HOLBROOK NY 117416201, HOLBROOK, NY 11741-6201 |
| Document Number | 228310158 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 022831/000158 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Village Of The Branch |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,310 Land $440 Building $4,870 | $663,750 Land $55,000 Building $608,750 | |
| 2024 | $13,600.00 | ||
| 2023 | $5,310 Land $440 Building $4,870 | $6,104 Land $506 Building $5,598 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 105 Lawrence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Lawrence Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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