105 Lawrence Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 105 Lawrence Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,035 sqft · built 1940
Lot Size	0.166 acres (7,248 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jun 1984)
Tax Bill	$14,649 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00119-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`31-00119-0000-00044`
Alternative APNs	`310011900044` `241500`

Interior

Stories	2 Stories
Building Area	2,035 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,248 sqft (0.166 acres)
Lot Dimensions	125 ft deep x 58 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	241500
Street Address	105 LAWRENCE AVE
City	LODI
State	NJ
Zip	07644-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	58X125
Legal Block	119
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3003
Census Tract	30402

Owner

105 Lawrence Ave is owned and occupied by an individual who bought it in June 1984.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	105 LAWRENCE AVE, LODI, NJ 07644-3210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST ALLIANCE HM MTG
Jun 15, 2020	Grant Deed, Transfer · FHA Mortgage FIRST ALLIANCE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 1984 · Amount on File
Deed Sale	Jun 25, 1984 · Amount on File
Deed Book / Page	6845 / 574
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	105 LAWRENCE AVE, LODI, NJ 07644-3210
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040451945
Date	Mar 31, 2021
Book Page	4045/1945
Instrument	2021046558

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	105 LAWRENCE AVE, LODI, NJ 07644-3210
Document Number	0036231301
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LAWRENCE AVE LODI NJ 076443210, LODI, NJ 07644-3210

Mortgage

Document Number	0036231301
Date	Jun 15, 2020
Book Page	003623/001301
Instrument	20058201

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 15, 2020
Property Address	105 LAWRENCE AVE, LODI, NJ 07644-3210
Document Number	0036231214
Book / Page	003623 / 001214
Instrument Date	Mar 7, 2020
Instrument	20058188
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LAWRENCE AVE LODI NJ 076443210, LODI, NJ 07644-3210

Mortgage

Document Number	36231301
Date	Jun 15, 2020
Book Page	003623/001301
Instrument	20058201

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Lawrence Ave was $14,649, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,800 (-) Land $176,000 Building $237,800	$413,800 (-) Land $176,000 Building $237,800
2025	$14,649.00 (+5.62%)	$413,800 Land $176,000 Building $237,800	$413,800 Land $176,000 Building $237,800
2024	$13,870.00
2023		$413,800 Land $176,000 Building $237,800	$413,800 Land $176,000 Building $237,800
2022	$13,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Lawrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Lawrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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