Unicoi County property record for 105 Laurel Rd, Erwin, TN 37650 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Custom Design |
| Year Built | Built 1994 |
| Square Footage | 1,820 sqft Living Area |
| Lot Size | 52,872 sqft (1.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2025) |
Source: Unicoi County records · APN 017O-A-005.00
Assessment roll updated December 3, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 LAUREL RD, ERWIN, TN 37650-8938 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK AND TRUST COMPANY |
| Sep 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CLINCHFIELD FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2025 · Amount on Record |
| Deed Sale | May 09, 2025 · Amount on Record |
| Prior Sale | Apr 05, 2004 |
| Deed Doc Number | 20251032 |
| Deed Book / Page | 491 / 478 |
| Transfer Doc | 269338 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Apr 28, 2026 |
| Property Address | 105 LAUREL RD, ERWIN, TN 37650-8938 |
| Document Number | 0000000866 |
| Book / Page | 503 / 213 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026866 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 105 LAUREL RD, ERWIN, TN 37650-8938 |
| Document Number | 0000000866, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 503/213 |
| Instrument | 2026866 |
| Name | FIRST BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 105 LAUREL RD, ERWIN, TN 37650-8938 |
| Document Number | 426291 |
| Instrument Date | Sep 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 105 LAUREL RD ERWIN TN 376508938, ERWIN, TN 37650-8938 |
| Document Number | 426291 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 000426/000291 |
| Instrument | 1736 |
| Name | CLINCHFIELD FCU |
|---|---|
| Type | Credit Union |
| Address | ERWIN, TN 37650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $965.00 | $36,975 (-) Land $8,625 Building $28,350 | $147,900 (-) Land $34,500 Building $113,400 |
| 2023 | $36,975 (-) Land $8,625 Building $28,350 | ||
| 2022 | $36,975 Land $8,625 Building $28,350 | $147,900 Land $34,500 Building $113,400 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 66% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 017O-A-005.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,820 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Upper Floors | 588 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design Style |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 52,872 sqft (1.21 acres) |
| Depth X Width | 304 ft x 215 ft Depth x Width |
| Deck Area | 96 sqft Deck |
|---|---|
| Patio Area | 306 sqft Patio |
| Porch Area | 308 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 105 LAUREL RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-8938 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK C LOT 7 210MX328M IRR |
| Legal Subdivision | HEMLOCK HILLS |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | UNICOI TN |
| Minor Civil Division | 3 |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 80200 |
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