105 Laura Ln, Springfield, GA 31329 Property Records

Effingham County property record for 105 Laura Ln, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,829 sqft · built 2005
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2021)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0443A-012-000`

Property Details

APN / Parcel Number

Primary APN	`0443A-012-000`
Alternative APNs	`0086B012000` `0443A012` `16867`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,829 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	141,570 sqft (3.25 acres)
Garage Type	Mixed
Garage Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Shed	1 Shed
Shed Area	360 sqft
Pole Barn	2,400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16867
Street Address	105 LAURA LN
City	SPRINGFIELD
State	GA
Zip	31329-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	3.25 AC LOT 12 (OUT 87-6)
Legal Subdivision	WALNUT GROVE
Legal Phase	2
Legal Block	2
Legal Lot Number	12
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2020
Census Tract	30206

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 LAURA LN, SPRINGFIELD, GA 31329-6010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
May 5, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
May 6, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Aug 8, 2007
Deed Document Number	20211455
Deed Book / Page	2686 / 968
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	105 LAURA LN, SPRINGFIELD, GA 31329-6010
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LAURA LN, SPRINGFIELD, GA 31329-6010

Mortgage

Document Number	0000002544/0000000220
Date	Sep 6, 2019
Book Page	0000002544/0000000220
Instrument	007469

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	105 LAURA LN, SPRINGFIELD, GA 31329-6010
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LAURA LN, SPRINGFIELD, GA 31329-6010

Mortgage

Document Number	0000002589/0000000882
Date	May 5, 2020
Book Page	0000002589/0000000882
Instrument	004078

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 6, 2021
Property Address	105 LAURA LN, SPRINGFIELD, GA 31329-6010
Document Number	002686/968
Book / Page	2686 / 968
Instrument Date	May 6, 2021
Instrument	2021-001455
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LAURA LN, SPRINGFIELD, GA 31329-6010

Mortgage

Document Number	0000002686/0000000969
Date	May 6, 2021
Book Page	0000002686/0000000969
Instrument	005495

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,125 (+3.12%) Land $22,800 Building $101,325	$310,311 (+3.12%) Land $57,000 Building $253,311
2025	$4,080.00 (+19.44%)	$120,370 (+12.57%) Land $22,800 Building $97,570	$300,926 (+12.57%) Land $57,000 Building $243,926
2024	$3,416.00 (+14.09%)	$106,927 (+21.83%) Land $22,800 Building $84,127	$267,318 (+21.83%) Land $57,000 Building $210,318
2022	$2,994.00	$87,766 Land $15,200 Building $72,566	$219,415 Land $38,000 Building $181,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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