105 Laura Ln, Galena, MD 21635 Property Records

Kent County property record for 105 Laura Ln, Galena, MD 21635

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,878 sqft · built 2011
Lot Size0.243 acres (10,577 sqft)
OwnerIndividual Name on Record
Last Sale$243,892 (Sep 2012)
Tax Bill$3,258 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-023896

Property Details

APN / Parcel Number

Primary APN01-023896
Alternative APNs
  • 1023896
  • 023896

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,878 sqft Total Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,577 sqft (0.243 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area188 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number023896
Street Address105 LAURA LN
CityGALENA
StateMD
Zip21635-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 8 - 10,577 SQ FT 105 LAURA LANE CHURCH MEADOWS
Legal SubdivisionCHURCH MEADOWS
Legal Lot Number8
JurisdictionKENT MD
Township / Civil Division1, MASSEY
Census Block Group1
Census Block1017
Census Tract950100

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 LAURA LN, GALENA, MD 21635-1222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2012 · Amount on Record
Deed SaleSep 19, 2012 · Amount on Record
Prior SaleJan 31, 2007 · Amount on Record
Deed Book / Page729 / 412
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address105 LAURA LN, GALENA, MD 21635-1222
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyKEY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011230065
DateFeb 2, 2021
Book Page1123/65
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 1, 2046
Interest

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
MunicipalityGalena Town
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,258.00 (+5.51%) Homeowner's exemption$256,600 (+24.62%) Land $46,300 Building $210,300$256,600 (+24.62%) Land $46,300 Building $210,300
2025$3,088.00 (+11.56%) Homeowner's exemption
2023$2,768.00 Homeowner's exemption$205,900 Land $46,300 Building $159,600$205,900 Land $46,300 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims6 (1999–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GALENA
serves 560 people · EPA ID MD0140004
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
RiverNet
Fixed Wireless
1,200 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Breezeline, BridgeMAXX Suncoast Broadband, IQ Fiber, Talkie Communications.

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