Cook County property record for 105 Kenneth Cir, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 1 bd · 1 ba · 1,064 sqft · built 1984 |
| Lot Size | 0.019 acres (805 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Mar 2019) |
| Tax Bill | $2,356 (2023) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-402-112 |
| Primary APN | 06-07-402-112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,064 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 805 sqft (0.019 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 105 KENNETH CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4352 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (KENINGTON) SQUARE (FIRST) ADDITION SUB OF PT OF SE S E SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | KENINGTON SQUARE FIRST |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 804403 |
Source: Cook County assessment roll, APN 06-07-402-112, as of May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 KENNETH CIR, ELGIN, IL 60120-4352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 26, 2023 | Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC |
| Mar 12, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2019 · Amount on Record |
| Deed Sale | Mar 12, 2019 · Amount on Record |
| Prior Sale | Oct 23, 2012 · Amount on Record |
| Deed Document Number | 20196154 |
| Prior Transfer Date | Dec 06, 1995 |
| Prior Transfer Doc | 0000000431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 105 KENNETH CIR, ELGIN, IL 60120-4352 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0034633236 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2334633236 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate | 6.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 105 KENNETH CIR, ELGIN, IL 60120-4352 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033349020 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2233349020 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 26, 2023 |
| Property Address | 105 KENNETH CIR, ELGIN, IL 60120-4352 |
| Document Number | 0011613047 |
| Map Reference | DOC 26600187 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2311613047 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 E WALNUT AVE, DES PLAINES, IL 60016-6622 |
| Name | Verified Name |
|---|---|
| Address | 105 KENNETH CIR, ELGIN, IL 60120-4352 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 12, 2019 |
| Property Address | 105 KENNETH CIR, ELGIN, IL 60120-4352 |
| Document Number | 1907106154 |
| Instrument Date | Mar 06, 2019 |
| Instrument | 7106154 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ALTIMA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 KENNETH CIR ELGIN IL 601204352, ELGIN, IL 60120-4352 |
| Document Number | 1907106155 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 7106155 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cook County assessment roll as of May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,001 (+39.15%) Land $564 Building $15,437 | $160,010 (+39.15%) Land $5,640 Building $154,370 | |
| 2023 | $2,356.00 (+4.29%) | ||
| 2022 | $2,259.00 | $11,499 Land $1,499 Building $10,000 | $114,990 Land $14,990 Building $100,000 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 400 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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