Dare County property record for 105 Kay Ct, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,093 sqft · built 2003 |
| Lot Size | 0.746 acres (32,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (May 2026) |
| Tax Bill | $4,165 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Sep 2014 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 986420805256 |
| Primary APN | 986420805256 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,093 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 32,500 sqft (0.746 acres) |
| View / Lot | Freeway Proximity |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986420805256 |
|---|---|
| Street Address | 105 KAY CT |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-9144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 93-A BLK: SEC: O PL: E SL: 747 |
| Legal Subdivision | COLINGTON HARBOUR |
| Legal Lot Number | 93-A |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970301 |
Source: Dare County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 11, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Sep 29, 2014 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Nov 9, 2011 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Jun 23, 2022 | Warranty Deed, Transfer · VA Mortgage NEW JERSEY LENDERS CORP |
| Oct 22, 2021 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2022 · Amount on Record |
| Deed Document Number | 2026700159991 |
| Deed Book / Page | 2851 / 909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002144/197 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 2144/197 |
| Instrument | 700034530 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001978/640 |
|---|---|
| Date | Sep 29, 2014 |
| Book Page | 1978/640 |
| Instrument | 700003471 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | LSI |
| Name | Verified Name |
|---|
| Document Number | 001880/305 |
|---|---|
| Date | Nov 9, 2011 |
| Book Page | 1880/305 |
| Instrument | 6301649 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 22, 2026 |
| Property Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Document Number | 0700159991 |
| Book / Page | 2851 / 909 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026700159991 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Document Number | 0700159992, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 2026700159992 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jun 23, 2022 |
| Property Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Document Number | 002628/409 |
| Book / Page | 2628 / 409 |
| Map Reference | CAB E SL 747 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 700119788 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1336 ROCK ISLAND RD, 1336, GILBERT, SC 29054-9627 |
| Name | Verified Name |
|---|---|
| Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Document Number | 0700119789 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 700119789 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Oct 22, 2021 |
| Property Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Document Number | 2557/400 |
| Book / Page | 2557 / 400 |
| Map Reference | MB 4 PG 29 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 700107705 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 FENWICK RD APT 601, 2, FORT MONROE, VA 23651-1130 |
| Name | Verified Name |
|---|---|
| Address | 105 KAY CT, KILL DEVIL HILLS, NC 27948-9144 |
| Document Number | 700107706 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 700107706 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,165.00 | $956,200 (-) Land $407,100 Building $549,100 | $956,200 (-) Land $407,100 Building $549,100 |
| 2025 | $4,165.00 (+15.5%) | $956,200 (+65.69%) Land $407,100 Building $549,100 | |
| 2023 | $3,606.00 | $577,100 Land $262,900 Building $314,200 | |
| 2020 | $956,200 Land $407,100 Building $549,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 430 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 430 in force |
| Nearby Flood Claims | 93 (1993–2026) |
| Claims Outside the SFHA | 6 of 93 |
| Most Recent Claim | Feb 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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