105 Karl Pl, O Fallon, IL 62269 Property Records

St. Clair County property record for 105 Karl Pl, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 420 sqft · built 1902
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Jun 2026)
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 5 more
APN	`04-30-0-102-006`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-102-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	420 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	105 KARL PL
City	O FALLON
State	IL
Zip	62269-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIERONS SUB LT 8 A02750578
Legal Subdivision	PIERONS
Legal Block	102
Legal Lot Number	8
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1009
Census Tract	504354

Owner

105 Karl Pl is owned and occupied by an individual who bought it in June 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	105 KARL PL, O FALLON, IL 62269-1088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · FHA Mortgage NETX MORTGAGE LLC
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 14, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 25, 2020	Grant Deed, Transfer TITLESTAR LLC
Jan 27, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Dec 11, 2017	Grant Deed, Transfer · Conventional Mortgage ASSOCIATED BK NA
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Jun 23, 2022 · Amount on File
Deed Document Number	20262886148
Prior Transfer Date	Jan 22, 2020
Prior Transfer Doc	00A2640460
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 11, 2026
Property Address	105 KARL PL, O FALLON, IL 62269-1088
Document Number	0A02886148
Instrument Date	Jun 11, 2026
Instrument	20262886148
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,255.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 KARL PL, O FALLON, IL 62269-1088

Mortgage

Date	Jun 11, 2026

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.12%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 23, 2022
Property Address	105 KARL PL, O FALLON, IL 62269-1088
Document Number	0A02750578
Map Reference	MB G PG 41
Instrument Date	Jun 9, 2022
Instrument	A02750578
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 ELM ST, O FALLON, IL 62269-2458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 KARL PL # O, O, O FALLON, IL 62269-1088

Mortgage

Document Number	0A02750579
Date	Jun 23, 2022
Instrument	A02750579

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 14, 2021
Property Address	105 KARL PL, O FALLON, IL 62269-1088
Document Number	0A02721670
Map Reference	MB G PG 41
Instrument Date	Oct 13, 2021
Instrument	A02721670
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 LENNOX DR, SAINT CHARLES, MO 63301-0632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 ELM ST, O FALLON, IL 62269-2458
Investor	Possibly a Property Investor

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 25, 2020
Property Address	105 KARL PL, O FALLON, IL 62269-1088
Document Number	00A2663944
Instrument Date	Aug 4, 2020
Instrument	2663944
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	TITLESTAR LLC

Transaction

Amount	Amount on Record
Tax	$65.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5006 SYCAMORE DR EDWARDSVILLE IL 620255932, EDWARDSVILLE, IL 62025-5932

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 27, 2020
Property Address	105 KARL PL, O FALLON, IL 62269-1088
Document Number	00A2640460
Instrument Date	Jan 22, 2020
Instrument	2640460
Transaction Type	Foreclosure
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 11, 2017
Property Address	105 KARL PL, O FALLON, IL 62269-1088
Document Number	00A2561071
Instrument Date	Dec 8, 2017
Instrument	2561071
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRSTT AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	105 KARL PL O FALLON IL 622691088, O FALLON, IL 62269-1088

Mortgage

Document Number	A2561072
Date	Dec 11, 2017
Instrument	2561072

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 KARL PL, O FALLON, IL 62269-1088
Document Number	00A2561072
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRSTT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 KARI PL O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	00A2561072
Date	Dec 11, 2017
Instrument	2561072

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 105 Karl Pl was $2,830, up 8.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,830.00 (+8.39%)	$39,265 (+9.62%) Land $7,156 Building $32,109	$117,795 (+9.62%) Land $21,468 Building $96,327
2024	$2,611.00	$35,819 Land $6,528 Building $29,291	$107,457 Land $19,584 Building $87,873
2022		$29,228 Land $5,327 Building $23,901	$87,684 Land $15,981 Building $71,703

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 105 Karl Pl; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Karl Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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