Flathead County property record for 105 Kara Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,192 sqft · built 2010 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,400 (Jun 2019) |
| Tax Bill | $2,870 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Jul 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R618385 |
| Primary APN | R618385 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 588 sqft |
| Finished Basement | 588 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,072 sqft (0.346 acres) |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Account Number | 0000504630 |
|---|---|
| Street Address | 105 KARA DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-1458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND RIDGE ESTATES, S12, T28 N, R22 W, LOT 22, ACRES 0.35, # 0000504630 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 12 |
| Legal Subdivision | DIAMOND RIDGE ESTATES |
| Legal Lot Number | 22 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 802 |
105 Kara Dr is owned and occupied by an individual who bought it in June 2019.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 KARA DR, KALISPELL, MT 59901-1458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jul 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE CU |
| Mar 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU |
| Jun 14, 2019 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on File |
| Deed Sale | Jun 14, 2019 · Amount on File |
| Prior Sale | Feb 25, 2015 · Amount on File |
| Deed Document Number | 201911830 |
| Prior Transfer Date | Nov 3, 2014 |
| Prior Transfer Doc | 0000022430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 105 KARA DR, KALISPELL, MT 59901-1458 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 KARA DR, KALISPELL, MT 59901-1458 |
| Document Number | 202500018320 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 202500018320 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 105 KARA DR, KALISPELL, MT 59901-1458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201800014884 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 201800014884 |
| Name | PARK SIDE CU |
|---|---|
| Type | Non-Lending Institution |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 105 KARA DR, KALISPELL, MT 59901-1458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202100006812 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 202100006812 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 105 KARA DR, KALISPELL, MT 59901-1458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | ALLIANCE TITLE, ALLEGIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900002770 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 201900002770 |
| Name | PARK SIDE FCU |
|---|---|
| Type | Credit Union |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 14, 2019 |
| Property Address | 105 KARA DR, KALISPELL, MT 59901-1458 |
| Document Number | 201900011830 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 201900011830 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 KARA DR, KALISPELL, MT 59901-1458 |
| Document Number | 201900011831 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 201900011831 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 105 Kara Dr was $2,870.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,870.00 | $523,700 | |
| 2025 | $523,700 Land $125,137 Building $398,563 | ||
| 2023 | $4,161.00 | $415,700 | $415,700 Land $73,833 Building $341,867 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Kara Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Kara Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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