105 Junction Rd, Fairhope, PA 15538 Property Records

Somerset County property record for 105 Junction Rd, Fairhope, PA 15538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1900
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Mar 2026)
Tax Bill	$1,917 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S31-007-012-000`

Property Details

APN / Parcel Number

Primary APN	`S31-007-012-000`
Alternative APNs	`S31-007-012-00` `310002470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Stone
Roof Material	Asbestos
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	310002470
Street Address	105 JUNCTION RD
City	FAIRHOPE
State	PA
Zip	15538-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.14 A 1 STY BLOCK HO 1 STY ST HO ATT GRG POLE BLDG
Legal Block	H
Jurisdiction	SOMERSET PA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2027
Census Tract	21300

Owner

105 Junction Rd is owned by two individuals who bought it in March 2026.

Source: Somerset County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 SHALLOW CREEK DR, RANSON, WV 25438-4038
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 31, 2017	Deed of Trust, Mortgage · ARM FIRST PEOPLES COMMUNITY FCU
Mar 31, 2017	Deed, Transfer · ARM FIRST PEOPLES COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Mar 31, 2017 · Amount on File
Deed Document Number	20261624
Deed Book / Page	3177 / 478
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Mar 5, 2026
Property Address	105 JUNCTION RD, FAIRHOPE, PA 15538-2727
Document Number	003177/478
Book / Page	3177 / 478
Instrument Date	Mar 5, 2026
Instrument	2026001624
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	201 SHALLOW CREEK DR, RANSON, WV 25438-4038

Mortgage

Document Number	003177/483
Date	Mar 5, 2026
Book Page	3177/483
Instrument	2026001625

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	105 JUNCTION RD, FAIRHOPE, PA 15538-2727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2628/1020
Date	Mar 31, 2017
Book Page	2628/1020
Instrument	2017002300

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	4
Max Rate	10.2%

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Mar 31, 2017
Property Address	105 JUNCTION RD, FAIRHOPE, PA 15538-2727
Document Number	2628/0974
Book / Page	2628 / 0974
Instrument Date	Mar 18, 2014
Instrument	2017002298
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,068.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JUNCTION RD, FAIRHOPE, PA 15538

Mortgage

Document Number	2017002299
Date	Mar 31, 2017
Instrument	2017002299

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	4
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 105 Junction Rd was $1,917, up 12.6% from the year before.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Northampton Township
Unified School District	Berlin Brothersvalley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,917.00 (+12.57%)	$34,050 (-)
2025	$1,703.00 (+4.86%)	$34,050 (-)
2024	$1,624.00 (+7.34%)	$34,050 (-)
2023	$1,513.00	$34,050
1998			$68,090 Land $10,620 Building $57,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 Junction Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2004–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Junction Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 87% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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