Davie County property record for 105 Joyner St, Cooleemee, NC 27014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,394 sqft · built 1903 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jul 2026) |
| Tax Bill | $1,500 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M5160C0014 |
| Primary APN | M5160C0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,394 sqft Heated Area |
| Gross Area | 1,646 sqft |
| 1st Floor Area | 1,394 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 15 ft deep x 7.1 ft wide |
| Garage Type | Carport |
| Garage Area | 144 sqft |
| Carport | Carport |
| Carport Area | 144 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 108 sqft |
| Storage Building | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 8327099 |
|---|---|
| Street Address | 105 JOYNER ST |
| City | COOLEEMEE |
| State | NC |
| Zip | 27014-0120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 62 ERWIN MILLS |
| Legal Subdivision | ERWIN MILLS INC |
| Legal Lot Number | 62 |
| Jurisdiction | DAVIE NC |
| Township / Civil Division | JERUSALEM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 80702 |
Source: Davie County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 23, 2026 | Warranty Deed, Transfer · VA Mortgage KEYSTONE FUNDING |
| Oct 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Jan 14, 2019 | Warranty Deed, Transfer STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | Oct 6, 2022 · Amount on Record |
| Deed Document Number | 20263791 |
| Deed Book / Page | 1343 / 751 |
| Prior Transfer Date | Jul 22, 2026 |
| Prior Transfer Doc | 0000003830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIE NC |
| Recording Date | Jul 24, 2026 |
| Property Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0000003830 |
| Book / Page | 1343 / 940 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20263830 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIE NC |
| Recording Date | Jul 23, 2026 |
| Property Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0000003791 |
| Book / Page | 1343 / 751 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20263791 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0000003792, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 20263792 |
| Name | KEYSTONE FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIE NC |
| Recording Date | Oct 6, 2022 |
| Property Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0123200849 |
| Book / Page | 1232 / 849 |
| Map Reference | MB 3 PG 11-14 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 6094 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 278 CREEK RUN TRL, LOWGAP, NC 27024-9289 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0000006095 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 6095 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.2% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIE NC |
| Recording Date | May 13, 2021 |
| Property Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0117900752 |
| Book / Page | 1179 / 752 |
| Map Reference | MB 3 PG 11-14 |
| Instrument Date | May 13, 2021 |
| Instrument | 3436 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 3437 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 3437 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.15% |
| Index | 5-Year CMT |
| Max Rate | 5.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIE NC |
| Recording Date | May 13, 2021 |
| Property Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0117900752 |
| Book / Page | 1179 / 752 |
| Map Reference | MB 3 PG 11-14 |
| Instrument Date | May 13, 2021 |
| Instrument | 3436 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0000003437 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 3437 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.15% |
| Index | 5-Year CMT |
| Max Rate | 5.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIE NC |
| Recording Date | Jan 14, 2019 |
| Property Address | 105 JOYNER ST, COOLEEMEE, NC 27014-0120 |
| Document Number | 0000000144 |
| Book / Page | 001096 / 000254 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 144 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 JOYNER ST COOLEEMEE NC 270140120, COOLEEMEE, NC 27014-0120 |
| Document Number | 145 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 001096/000257 |
| Instrument | 145 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
Source: Davie County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davie County |
| Municipality | Cooleemee Town |
| Unified School District | Davie County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,500.00 (-4.76%) | $128,620 (-) Land $20,000 Building $108,620 | $128,620 (-) Land $20,000 Building $108,620 |
| 2025 | $1,575.00 (+75.78%) | $128,620 (+105.59%) Land $20,000 Building $108,620 | $128,620 (+105.59%) Land $20,000 Building $108,620 |
| 2023 | $896.00 | $62,560 Land $10,000 Building $52,560 | $62,560 Land $10,000 Building $52,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 17, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
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