Pike County property record for 105 Jo St, Troy, AL 36079
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,611 sqft · built 1972 |
| Lot Size | 0.43 acres (18,771 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,047 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130610 |
| Primary APN | 130610 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,611 sqft Living Area |
| Upper Floors Area | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,771 sqft (0.43 acres) |
| Lot Dimensions | 108 ft deep x 150 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 141 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 130610 |
|---|---|
| Street Address | 105 JO ST |
| City | TROY |
| State | AL |
| Zip | 36079-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | LOT 49 PLAT OF COUNTRY CLUB ES PT II PLAT BK 3-26 108.33 X 175 |
| Legal Subdivision | COUNTRY CLUB ESTATES PART II |
| Legal Lot Number | 49 |
| Jurisdiction | PIKE AL |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 189003 |
105 Jo St is owned and occupied by two individuals who acquired it in May 2004.
Source: Pike County records, as of March 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 JO ST, TROY, AL 36079-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| May 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2004 |
| Deed Sale | May 18, 2004 |
| Deed Document Number | 0020041083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE AL |
| Property Address | 105 JO ST, TROY, AL 36079-2913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/6575 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 2021/6575 |
| Instrument | 20216575 |
| Name | NEWREZ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE AL |
| Property Address | 105 JO ST, TROY, AL 36079-2913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/3363 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 2019/3363 |
| Instrument | 20193363 |
| Name | DITECH FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 105 Jo St was $1,047 with a homeowner's exemption, down 3.9% from the year before.
Source: Pike County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Pike County |
| Municipality | Troy City |
| Unified School District | Troy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,047.00 (-3.94%) Homeowner's exemption | $29,740 (-3.82%) Land $4,000 Building $25,740 | $297,400 (-3.73%) Land $40,000 Building $257,400 |
| 2024 | $1,090.00 (+15.22%) Homeowner's exemption | $30,920 (+14.52%) Land $4,000 Building $26,920 | $308,920 (+14.51%) Land $40,000 Building $268,920 |
| 2023 | $946.00 (+11.29%) Homeowner's exemption | $27,000 (+10.57%) | $269,780 (+10.53%) Land $40,000 Building $229,780 |
| 2022 | $850.00 Homeowner's exemption | $24,420 | $244,080 Land $25,000 Building $219,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Jo St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Jo St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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