105 Jarama Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 105 Jarama Cir, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,705 sqft · built 2021
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Dec 2023)
Tax Bill$6,740 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Dec 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN101182-1090

Property Details

APN / Parcel Number

Primary APN101182-1090

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,705 sqft Living Area
Gross Area2,105 sqft
1st Floor Area1,705 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area20 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address105 JARAMA CIR
CitySAINT AUGUSTINE
StateFL
Zip32084-0036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description105/37-42 ENTRADA PHASE 1 UNIT 2 LOT 109 OR5403/1586 & 5856/475(D/M) & 5874/1786
Legal Range29E
Legal Township07S
Legal Section34
Legal SubdivisionENTRADA PHASE 1 UNIT 2
Legal Phase1
Legal Block1
Legal Lot Number109
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1009
Census Tract21103

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 21, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 27, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Prior SaleOct 27, 2021 · Amount on Record
Deed Document Number202398810
Deed Book / Page5874 / 1786
Prior Transfer DateDec 15, 2023
Prior Transfer Doc0058741786
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address105 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JARAMA CIR, ST AUGUSTINE, FL 32084-0036

Mortgage

Document Number0063191024
DateMar 6, 2026
Book Page6319/1024
Instrument2026019753
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueApr 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 21, 2023
Property Address105 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036
Document Number0058741786
Book / Page5874 / 1786
Map ReferenceMB 105 PG 37-42
Instrument DateDec 15, 2023
Instrument2023098810
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address105 JARAMA CIR, ST AUGUSTINE, FL 32084-0036

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JARAMA CIR, ST AUGUSTINE, FL 32084-0036

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateOct 27, 2021
Property Address105 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036
Document Number0054031586
Book / Page5403 / 1586
Map ReferenceMB 105 PG 37-42
Instrument DateOct 25, 2021
Instrument2021116591
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,356.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JARAMA CIR, ST AUGUSTINE, FL 32084-0036

Mortgage

Document Number0054031587
DateOct 27, 2021
Instrument5403/1587
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,448 (+1.83%) Land $70,000 Building $230,448$300,448 (+1.27%) Land $70,000 Building $230,448
2025$6,740.00 (+11.09%) Homeowner's exemption$295,044 (+2.9%)$296,670 (+3.47%) Land $70,000 Building $226,670
2024$6,067.00 (+1.8%)
2023$5,960.00 (+0.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$286,729 (+0.64%)$286,729 (+0.64%) Land $70,000 Building $216,729
2022$5,945.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$284,905$284,905 Land $67,200 Building $217,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 119 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies119 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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